Tiimely (Formerly Tic:Toc) Customers: What's Your Rate Now?

Related Stores

Tic:Toc Home Loans

• 

  Hybroid on 28/02/2024 - 13:32

  +1

  Table format would be far easier to read & compare. Not sure how other people's information is useful to you though. Everyone has a different situation and personal factors affecting the rate.

  Feature	Current Rate	Past Rate
  Started	2024-02-17
  Current Rate	6.09%
  Fixed or Variable	Variable	Fixed
  Type	Owner Occupier (OO)	Owner Occupier (OO)
  Repayments	P&I	P&I
  Offset	Yes	Yes

  • 

    autonomate on 28/02/2024 - 13:33

    I couldn't work out how to do that, good idea!

    • 

      Hybroid on 28/02/2024 - 13:34

      You can paste Excel/Sheets table into a markdown generator: https://www.tablesgenerator.com/markdown_tables

      Or just ask your local friendly machine learning application to do it for you.

      • 

        autonomate on 28/02/2024 - 13:34

        +1

        Literally just had Copilot do it. Haha, thanks!

• 

  onetwothreefour on 28/02/2024 - 13:50

  Current Rate
  Started: 2023-11-24
  Current Rate: 6.19%
  Fixed or Variable: Variable
  Type: Owner Occupier (eg OO or Investment)
  Repayments: P&I (P&I or Interest Only)
  Offset: Yes

  Past Rate
  Ended: 2023-011-2316
  Previous Rate: 2.22%
  Fixed or Variable: Fixed
  Type: Owner Occupier (eg OO or Investment)
  Repayments: P&I (P&I or Interest Only)
  Offset: Yes

• 

  soan papdi on 28/02/2024 - 15:43

  5.89% P&I Variable, started around 3.5% from Feb 2022. Rolled over from Macquarie which was at least .7% higher.

• 

  booyaka on 28/02/2024 - 17:26

  Was about to roll off from 2.29% onto 6.19% Variable but spoke to them on the phone and they were able to drop me down to 5.99% OO P&I

  • 

    autonomate on 28/02/2024 - 17:44

    Any competitor reference on the retention call?

    • 

      booyaka on 28/02/2024 - 19:13

      Nope just spoke about their current advertised rate and if they could do anything close to roll me onto

      • 

        autonomate on 04/03/2024 - 15:45

        +1

        Managed to get it down to 5.94%. You just saved me $15K/year.

        • 

          booyaka on 04/03/2024 - 22:21

          @autonomate: Nice one! I may have to give them a call to get them to go down the extra 0.05% as well

• 

  Clear on 28/02/2024 - 20:01

  Currently 2.79%. Regrettably didn't lock in another year for 3.01% at the time.

• 

  mozatihom on 29/02/2024 - 08:34

  Started at 1.89% and now at 5.89%. This includes a couple of requests to lower the rate to what they were offering new customers, which they agreed to.

• 

  bats0077 on 29/02/2024 - 10:01

  Mine is soon moving to Variable in less than 30 days, trying to get them offer the advertised rate.

  Feature	Current Rate	Past Rate
  Started	2024-03-17	2022-03-17
  Current Rate	5.99%	2.29%
  Fixed or Variable	Variable	Fixed
  Type	Owner Occupier (OO)	Owner Occupier (OO)
  Repayments	P&I	P&I
  Offset	Yes	Yes