• long running

AmEx Platinum Charge: 275,000 Bonus Membership Rewards Pts via Referral, $450 Travel Credit, $5000 Spend, $1450 Annual Fee @AmEx

1180

Mod: Random referral links with 275,000 points

Seems like this top tier AMEX card has further increase bonus point if joining via referral link

This converts to 135k frequent flyer points with most airline partners incl Qantas and Virgin.

A few pro-tip and personal experience using this card:

  • Each primary card can apply max 4 additional cards, all 5 cards can bring up to 2 guests to airport lounge, so potentially 15 people getting into airport lounge with just 1 card (eg. AMEX centurion lounge, Plaza Premium lounge etc.)
  • $200 Local and $200 Global dinning credit is per calendar year, meaning with a 12 months card period you could spend up to $800 dining credits over 2 years
  • If your accor plus membership is renewed just before you cancel the card, your accor plus membership will remain active until the next membership renewal
  • This is a charge card, not a credit card (you have to pay the full balance in each statement period). Thus, it not count towards your credit limit or affect apply other loans or credit cards.

This card delivers many lifestyle and travel benefits, including:

  • a $450 Travel Credit each year
  • complimentary Accor Plus membership valued at $395 p.a.
  • up to $400 back each calendar year until 31 Dec 2024 when you dine at a curated collection of over 1,400 restaurants
  • up to $84 cashback on Amazon Prime membership
  • elite status with major hotel loyalty programs including Marriott Bonvoy, Hilton Honors and others
  • access to the American Express Fine Hotels and Resorts program, which provides complimentary benefits at over 1,300 five-star properties worldwide valued at an average of $800 for a two-night stay
  • earn 2.25 Membership Rewards points per $1 spent on everyday purchases
  • transfer points to 10 airline partners, including both Qantas and Virgin Australia
  • access to over 1,400 airport lounges in more than 140 countries, including Virgin Australia lounges, American Express lounges, Priority Pass, Plaza Premium and more
    top-notch travel insurance cover
  • The Australian and Wall Street Journal digital subscriptions
  • smartphone screen insurance, with up to $500 available twice a year for screen repairs (with a 10% excess)
  • up to 4 free Additional Cards for family members - they can enjoy some the card benefits in their own right, like elite hotel status, travel insurance, and one Priority Pass membership.

Annual fee: $1,450

To be eligible for the bonus points, you must not have held a card issued by Amex Australia in the last 18 months.

Referral Links

Business Explorer Card: random (1)

Referrer: 40,000 Reward Points

Centurion Personal Charge Card: random (7)

Referee gets 200,000 MR points. Referrer gets 150,000 MR points.

Related Stores

American Express
American Express

Comments

  • Arrived within 2 business days in Sydney - though one thing to keep in mind is your initial spend amount may not be as big.

    • Physical card arrives that fast?

  • eventually found a 275k referral, VPN set to Adelaide (unsuccessful Sydney and Perth) and incognito. Took many attempts but eventually found one.

    Wife instantly approved on $65k salary after me being rejected on $150k for churning too much.

    • When do you know if you get rejected? Still waiting on my application after two days.

      • my wife was approved instantly with low salary and no need for any documents to be provided. she also received an email with confirmation of approval a few hours later around 9pm.

        I was rejected via a letter in the mail a week or so after.

        • Probably happened to me if they said we’ll get back to you.

    • What is churning too much?

      I had one CC closed in Jun 2023 and no other CC since then.

      • that shouldn't be considered churning

        • Thanks! How soon can you start using this card after approval?

          • @FatTofu: As soon as you receive it in the mail

  • I applied on 8th and didn't get instant approval. Called them today and said it's rejected.
    I did churn every 3 months and I put my new home loan amount on card application.
    Oh well I'll just find a different card then. I don't want to spend money buying furniture without getting card bonus

    • Yeah just found out got rejected on the same day with no chance to request a manual review. Geez their tough these days. Amex used to be so easy to get approval back in the days.

      • I applied for ING orange with $200 cashback on 8th as well and it's approved yesterday. Today I also applied for anz platinum for $300 cashback (homeloan is with anz) after I found out amex is rejected.
        Was so eager with amex as I wanted to use the points to get mum a business class ticket to stay with me.

        • Yes was eager with Amex as well. Sucks that it’s 90 days before you can reapply again.

          • @nightelves: I applied for bank of melbourne amplify platinum 10 minutes ago and got instant approved.
            At least I'm getting cashback for all the upcoming furniture & appliance purchase. Credit score might be low for a while haha.

            • @RTY: I’ve applied for the Signature. Waiting for approval for that. The cashback is pretty good with BoM.

              • @nightelves: My anz credit card just got approved as well. Now that anz home loan credit account and anz credit card credit check are both showing on my credit score, it's actually highest score in my life. No idea why amex rejected me unless they just think my salary is too low.

                • @RTY: Probably because Amex doesn’t like churners from what people have said.

                  • @nightelves: Not really, i had 3 CCs and Amex still instantly approved my application without asking for docs.

                    • @hawkeye93: how long ago did you close them all?

                      • @n0mad: 3 existing CCs, not closed yet.

                        • @hawkeye93: That's not churning though. When I called to query why I was rejected the guys asked if I had open and closed many credit cards recently.

                          • @n0mad: So they told you on the webpage that you were rejected immediately after submission?

                            • @FatTofu: no they sent me a letter via snail mail about 1-2 weeks

                    • @hawkeye93: I’ve had 8 since July till now.

  • Did anyone got more than 275K. I heard in the past 325K. Anyone got it? And if so how?

  • +1

    I wasn't sure but I just confirmed that the annual fee counts towards the $5000 spend to get the bonus. I have spent less than $6450 and have received the bonus.

    • my first months closing balance including annual fee is $5,400. Haven't received bonus points yet.

  • has anyone used Sniip to pay for your ATO taxes and mortgages?

    • If you are running a business you can pay with Amex through business portal. Not sure about personal tax and mortgages.

  • -1

    Instant approval for wife, rejection for me LOL. Thanks op.

  • Hi

    Question if you are thinking on keeping the card for 12 months and when you should activate offers such as Amazon Prime, Hiltons/Marriot Gold Status etc ?

    If you activate the offer say after 6 months after receiving the card, would the offer then last 12 months from activation (i.e. 18 months from when you got the card) ? If so, would you lose Hiltons/Marriot Gold as soon as you cancel the card ? Thanks in advance

    • Amazon Prime:
      Amazon Prime can be paid annually, so let say you pay your prime subscription 6 months after card activation, your prime membership will still last another 6 months (if you cancel the card before AMEX card renewal)

      Accor plus:
      your 12 months membership is counted from date of Accor plus activation, so it will still last after you cancel the card till Accor plus expires (basically AMEX is just helping you to pay the annual membership)

      Hotel status (Hilton / Marriot):
      I am not sure for hotel status, but usually hotel status are counted based on Calendar year, so its likely that the status will still last until 1st Jan of next year

      Priority Pass:
      Priority Pass is bind to your AMEX card status, so you immediate lost priority pass status once you cancel the AMEX card

      • Thanks @littlesoldier, as you can gather I am ensuring I am not activating offers too early and the make best use of them even after the 12 months of having the card.

        If you have used the referral link on this post - other than calling them, anyway of checking you have activated the 275k offer ?

        Regards

        • you will see the welcome bonus points prompt when you click through the link
          unfortunately thats the only way to see whether its a 275k offer (or 150k standard one)

  • Would anyone know the answer to this:

    For the bonus 275k points - the T&Cs state you cannot have held an AMEX card for 18 months. Does that apply if you have been an additional cardholder only?

    • no, just holding an additional card does not affect getting the welcome bonus

      • Can confirm the above, I was a supp card on my wife's account before applying for my own and received the 275k.

  • Do AMEX asked for pay slip copies as proof? If yes, how many months did they need? Thanks.

    • +1

      didnt ask for my payslip.

      u probably need to send in a ecg with an asystole once u receive your first bill.

    • +1

      No proof required for my wife, instant approval

  • Used a 275k referral link from this post - thank you (whoever it may be!) and hope you get your referral points.

    Out of interest, how is this referral link obtained as I only see 150k as a referral on the account just opened ? Is it based on tenure with Amex and spend to date ?

  • Hi, just wondering how much does the referee get for this card? Checkign to see if its worth asking around one of my friends for it

    Also does anyone know if i have an amex corporate charge card, do i still qualify for the points?

    • Seems to vary, 80k atm.

  • How does this compare with amex Platinum Business?

    • Plat business have more bonus points, but perks are less than personal platinum. For example, the business card priority pass cannot being guest to lounge, only card holder can enter, while personal card can bring 1 guest. Besides, business card doesn’t have the $450 travel credit

      The good thing of business card is you can have way more additional cards, compare to only 4 additional cards in personal

  • Submitted my application with 275k bonus. Will be reviewed in 5-10 days, looks like I have a 50/50 (probably less) shot of getting the card. Patiently waiting…

  • Thank you. Great post. What is the best use of the bonus points? Convert to statement credits or transfer to airline?

    • Depends on what you value? For us, we would always convert ours to airlines - given what a point is worth in J/F.

      • Thanks bro.

  • Re Virgin Lounge access with Virgin boarding pass - has anyone had experience accessing their lounges as an additional card holder? Terms for the lounge state 'gold and green' additional cardholders not eligible. But they also seem to indicate only the Primary card holder can access… Thanks.

    • +1

      T&C says only primary card holder, but virgin lounge will never know whether the card is primary card or not, always able to use platinum charge additional card to enter without issues

      • Thanks very much, I thought that might be the case :)

      • do you have to book? or just rock up

        • +1

          just show up with the card, no booking is required

  • Fine print says Gold Elite for Marriott Bonvoy… pretty disappointing, don't even get free breakfast.

  • How much points required to pay off the credit card fee ? 1 reward points = ?

  • Received the card about three days ago but still can't see any offers under my account at all. Is this case for everyone else?

    • +1

      took a little while for me i recall,

  • Has anyone applied for it been asked to certify their ID? I didn't recall having to do that with my application.(Partner is applying for it)

    • no, but i passed digital ID verification

  • Anyone know what's the criteria on the referrer's side to hit the 275,000 points? I want to refer a family member however the best I've come up with is 200k (I'd get 75k).

    • Try incognito or another computer

      • Been at it for a while, but no luck (incl VPNs, other devices etc). I know in the past I managed to get it to work eventually. Will keep trying.

        • First time each time I try here. Are you scrolling down the referral links to the right offer, then tapping on the random link?

  • Just sharing my experience, I applied on Friday and was not instantly approved.Then on Wednesday got an approval email. I did call them once every day to check if there was any hold up or if they needing more info.

    The initial application just asked for income annd drivers license and name of the employer. I also added my wife as an add on and her income with her drivers license. I was rejected for the same card a 5 months ago when I had Citi prestige with 20k limit.

    It’s always strange with Amex plat card.

  • Just following up on this. Is Amex still notorious for rejections?

    • It’ll either be super easy process or flat out rejection most likely

      • -2

        That doesn’t answer the question.

  • Applied yesterday (exactly 18 months + 1 day from when I last held the card!) and got the “5-10 business days” email. Phoned up to check progress today and found out my application was rejected.

    My annual income is around $30K higher than when I previously held the same card, so go figure! I did take out a mortgage in November last year (i.e. within the last 12 months) and am a small time churner (approx. 3 cards per year over the last few years), so that may have had an impact. Will reapply in 90 days and report back…

  • When annual fee is charged for this card? If for instance I will hold it for 14 months then cancel, will I get prorara fee for second year?

Login or Join to leave a comment