M3 MBP 16 with similar config starts at $4299
personally I see no reason to pay more for M3, this looks like the cheapest you can get a brand new MBP 16 with apple silicon right now
even buying exact same model from Apple refurbished will cost you $100 more (but you could get discounted Apple gift cards)
BTW a bunch of MBP models of M1 generation were dropped to Apple Refurbished store yesterday afternoon, quite a few gone already, but few interesting options remain.
wish they had silver