Best ongoing (not introductory rate for a few months) offer from a bank, for savings up to $250K with easy requirements to meet. Just deposit $1K the previous month. Can be done with an internal transfer between the Saver & Access accounts. No limit on withrawals & no requirement to increase balance (simples). New rate from 1st February 2024 (current rate is 5.20%). Best feature is that if you need to you can take all $250K all at once by increasing transfer limits to specific accounts under your full control online (after a 1 off review & approval for amounts over $100K). Your money to do whatever you want with, refreshing compared to some other banks with too many conditions & too many limitations. Only limitation is that near real time fast payments (not OSKO) are limited to $5K per day, but larger payments to other banks seem to go same day anyway if done early in the day.
https://www.amp.com.au/banking/savings-accounts/amp-saver-ac…
anyone deal with em can comment if theyre any good
I note the catastrophic decline in their share price over the last 15 or so yrs