I do a bit of uber delivery and often than not I see products been kept in people's garage, some stacked full with no room for cars.
For example there is one guy have tons of books in the garage, another guy with shoes all racked up must be like 500 pairs or something, clothing racks is another one I often see.
As by memory some insurance company will ask if any room in the house is used for business related purposes. So I wonder would garage be considered a room?
Stop snooping around and just stick to what you are paid to do - deliver items. to addressee's .
There goes most of the more interesting topics on Ozbargain…….
Please let us know if you think of one
Why you asking? Casing out the joints?
Well 3 house from mine there is one guy got this garage full of boxes of clothing, if his house caught on fire and he is under insured, would it effect us?
The smoke might be annoying.
Especially if one needs to run out in their pants at night with a fire near by
Depends if the fire reached your place then I would say definitely. You do have your own insurance don't you?
I was going to say that’s why you ensure you are covered yourself anyway then let insurance chance your neighbour where applicable
@Jimothy Wongingtons: Problem is I like my house and it's fully insured, I would hate to have it burnt down because of someone who careless live few metres away. And how am I going to get accommodation in this market when rebuilding?
Well 3 house from mine there is one guy got this garage full of boxes of clothing, if his house caught on fire and he is under insured, would it effect us?
if his house caught on fire and he is under insured, would it effect us?
Am I reading this wrong or what?
How does your neighbour 3 house down, not being properly insured (?) stop your house from being burnt down
@Jimothy Wongingtons: Because his neighbour is running a counterfeit jeans racket out of his car hole
Fully insured with a $100k buffer. Still would be really hard to look for accommodations in this market if something happens
@EightImmortals: Good question, I need to check my insurance just in case his garage caught fire all his neighbours down.
@Aerith-Waifu: I know, pretty sure all the insurers are just scamming customers.
Why would a million dollar house and land cost 1 million to replace. If that was the case no one would ever knock down and rebuild.
Well 3 house from mine there is one guy got this garage full of boxes of clothing
clothes or star wars stickers?
Lego
Boxes of clothing I think.
I'd only be worried if the garage was full of fireworks.
Why?
Probably doing some research regarding why are all those vehicles are permanently parked on a public street when dwellings has a proper garage.
I had to swap insurance companies because AAMI wasn't cool with me keeping stock in my garage. Switching saved me like 800 bucks.
Why not rent a storage unit? Fully tax deductible if used for business purposes only.
fully tax deductible doesn't mean its free, it still costs money.
Kramer: It's a write off for them.
Jerry: How is it a write off?
Kramer: They just write it off.
Jerry: Write it off of what?
Kramer: They just write it off!
Jerry: You don't even know what a write off is, do you?
True true! Still better than keep something easily flammable in the garage though.
Especially in this hot weather
@Aerith-Waifu: Compared to what ..say a car with fuel … mowers and jerry cans … House solar batteries …. I mean.. seriously..
@Sal in SA: It's the odds! Fuel are in a can for a reason, solar battery have industrial standards.
100 boxes of clothing (or blankets) are far more easily to caught fire 🔥
@Aerith-Waifu: I don't know what your clothes are made of but I can honestly say I've never had a piece of clothing spontaneously combust.
@Aerith-Waifu: Are you aware of a lot of cases of fabric spontaneously combusting in garages? Or is this just a hypothetical risk?
I expect there are millions of garages and sheds used to store a whole range of items across the country. How many fires do you think were caused due to the type of contents stored?
I don't turn over enough to warrant the enormous cost of a storage unit. Also the nearest ones are 20+ mins from my house.
Alianz is cool wit me running my side hustle business from home. I got it in writing.
1+ for me!
A garage is not considered a "room" in a typical insurance cover.
There's different set of clauses and rules for the garage and what could possibly be kept inside it aswell.
Always check with your insurer to see what the garage covers.
I just park my cars inside with some house tools and maybe some stuff we dont use. Hardly any fill. As we have 2 cars we drive inside every night there is not much room for anything else really.
That explains why the streets are lined with cars. They should have bought a bigger house instead of using the garage as an extra room.
Never thought it like that. Makes sense though
Wonder if I call the council and they can have a say at all in this?
Or you know… let them just live in peace in their own house..
So you are happily to have a neighbour with potential fire risk live next door to your family???
@Aerith-Waifu: Boxes of clothes - sure, it's their house, going around looking and being concerned with what others have in their garage is next level Karen crazy.
@Sal in SA: Hundreds of boxes of clothing or blankets or whatever. Not just few boxes
It's like this but with more boxes in the photo
@Aerith-Waifu: uh huh ..and ? Are you going to go to all neighbours and listing what they are and are not allowed to store on their own property ?
@Aerith-Waifu: You still haven’t explained why boxes of clothing is a fire risk.
Like do you also freak out about clothes in wardrobes being a fire risk?
Confront them and tell them its bothering you, and you wish them to pay additional coverage on insurance or move their things to storage facility.
another OZB mental patient, who worries what everyone else does.
OP given the fire risks your neighbour has, I hope you have volcano insurance in case one erupts
Insurance Guy: Any valuables in the house?
Well, the Picasso, my collection of classic cars—
Previously - you said he lives "3 house from mine" … now saying "few metres away".
if 1st statement is true … then hey - you got a buffer between your house and theirs.
I've personally seen far worse fire issues than a garage full of boxes of clothes … EG.
1.) the household backyard BBQ with a gas bottle == causes more fires per year,
2.) open-flame candles in bedrooms == also another major one.
3.) food left unattended on gas stove.
4.) unapproved phone/device chargers.
ALWAYS try to prevent/remove source from happening.
Once a fire starts … almost no hope of stopping it.
Have you not seen the old TV adverts firefighters used to have on TV every year around christmas (prob 20+ years ago now) … It takes roughly 90-120 seconds for a fire to take hold … once beyond that point, then almost a lost cause.
Hey maybe show some "neighbourly love" - and buy your neighbour a fire blanket + fire extinguisher for Christmas?
[EDIT] : hey … atleast they didn't have an electric vehicle or electic scooter in the garage.
as that one is creeping up in terms of cause of household fires.
Garage is not considered a "room" but is still covered by insurance under a separate question.