Commbank BPAY Problem Yesterday 27/11/23

Made a payment yesterday before the cutoff time and the funds still haven't hit the credit card account of another bank.

Anyone else got any issues yesterday?

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Commonwealth Bank
Commonwealth Bank

Comments

  • +3

    Just you. Call them.

    • -1

      Yeah and they just gave me a generic answer about needing 3 days to clear!

  • Could be a processing delay at the other end. I know some of my cards have had a manual processing element to it.

  • +2

    CBA are infamously slow transferring out of their precious vaults by most methods.

  • 2FA ?

    • Please elaborate on what you mean.

      • 2 factor authentication
        there was a cyber attack
        scammers faked Telstra rewards and CBA picked it up.

        • I still don't see how that relates to this post?

        • i got that scam text from telstra, put in fake card details and it wouldnt accept it

          • @Hvrd: First I have heard of that latest scam.

  • +1

    Funnily enough mine transferred Friday and not in yet either, not panicking yet. It's gone before, I don't know why bpay doesn't clear like osko, seriously.

    • And before cut off on Friday I presume?

  • +2

    bpay can take over 1 day to hit account , however , it will still statement as the same business day it was sent.

    so even if it "hits" your other cc account on friday , if you sent it during normal business hours on the 27th, it will statement as the 27th on your other cc

    • I sent it yesterday on 27th, and normally it hits the other account (Coles Mastercard) at around 6.30am the next day (28th). But nothing today.

      • Then wait for tomorrow

  • direct debit to pay off credit card due yesterday somehow only happened today. Will CBA be charging late payment fee?

  • It does take between 1 to 3 business days for BPAY payments to appear. BPAY is operated by a third party. Not the bank.
    However as long as you make the payment on the date the credit card is due, it is deemed as being paid on that day. That's how BPAY works.
    However if you need the funds immediately unfortunately you have to wait

    • Just annoyed that's all as in the past the funds appear the next day at a particular hour right on cue

  • Client did a PayID payment yesterday. It still hasn't arrived! Usually they're instant, I thought!

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