Hi all
Does anyone here have Zip Pay? I thought it was like a credit card and could be used anywhere VISA is accepted.
Today at Officeworks I tried to buy a $23 USB drive using Zip Pay (NFC on my phone) but it was rejected. The staff member said I needed to buy a minimum of $55 goods before I am allowed to use Zip Pay. I had never heard of this before and have never had trouble using it for small items.
Has anyone else experienced other limitations of Zip Pay?
I didn't think there was supposed to be but Officeworks thinks there are.
There are a few other threads about ZipPay lately:
You need to use the Zip VISA card in a digital wallet, not directly from Zip App. Just tell the attendant pay by card, no point to mention Zip.
If you're doing right, sometimes it approves upon second attempt. I think Zip has a hidden setting to prevent you from spending over $1500 limit. In my experience, it declines for the first time, approves for the second time when you spend over $1500 limit.
I used the Zip VISA card from within my Google Wallet and I made no mention of Zip whilst paying. It got rejected by the terminal so I tried a second time and it was again rejected. That is when the staff told me I can only use Zip for purchases of $55 or more. Strange.
OK, I don't normally visit Officeworks. I think bargainers use Ultimate VISA or Celebration giftcard there.
Ugh if thats the case, im glad I paid mine off and closed the account.
no limit..