RED:
https://www.jbhifi.com.au/products/garmin-instinct-2s-sports…
SURF:
https://www.jbhifi.com.au/products/garmin-instinct-2s-sports…
This is the small model, not sure if these have Garmin Pay but many useful sports and hiking modes with 'breadcrumb style' maps on GPS. Also has excellent battery life about a week, more with heart rate off.
The standard size Garmin Instinct 2 also the same price.