Offset Account with 20% Deposit Recommendations?

I've been looking at multiple options for offset accounts and recently came across Up, Easy Street etc which have little to no fees and very good rates compared to big banks for offset accounts.

Keen to hear who you guys use and what your experiences have been like!

Comments

  • Up in general is awesome, and whilst I have no specific experience myself with their loans, the Up community rave about them (loans and offset) equally. Their offsets working similar to their savers on transactional accounts.

    • Reviewed poorly in product review though!

  • +1

    Offset works all the same everywhere. Just get a better rates with any bank - even big 4 can offer to match.

    • Wym? Most banks for instance has an annual fee and some of the non banks dont.

      • +1

        Ask the bank to waive it. Simple, don't ask random people in the forums.

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