My mother is travelling to Japan March 2024,she is 79 years young but will be 80 in a months time.The difference in cost of insurance is $400 once she reaches 80.Can she buy the insurance now at a cheaper 79 yro price or does she have to take the policy as an 80 yro.
Ty
Travel Insurance 80 Yro Traveller to Japan
Lexie123 on 20/06/2023 - 15:56
Comments
Have you considered medical-only? It's a somewhat cheaper option for the over-80s.
But airlines and other service providers don't care how old you are when they delay or cancel bookings. haha
On a more serious note, the medical component of the insurance is the most expensive part (hence the premiums are mostly based on age), so getting medical-only probably won't make much of a difference to the price.
Ah it makes a big difference. I bought insurance for my elderly parents last week and medical only was $499 compared to comprehensive at $1300.
Indeed, for four weeks in Europe, single 80yo, $285 with SCTI.com.au
Have you ever done the comparison?
According to: https://fastcover.com.au/travel-insurance/when-should-i-buy-…
Double check with whatever provider you are looking at before you book.
Also note there are some insurance providers that specialise in seniors and may be able to offer a better competitive rate.
https://www.comparetravelinsurance.com.au/seniors-travel-ins…