This was posted 1 year 6 months 16 days ago, and might be an out-dated deal.

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American Express Platinum Charge Card - 225,000 Bonus MR Points ($5,000 Spend in 3 Months, $1,450 Annual Fee) @ American Express

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American Express Platinum Charge Card - 225,000 Bonus MR Points ($5,000 Spend in 3 Months, $1,450 Annual Fee) @ American Express
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LLange on 17/06/2023 - 19:10 americanexpress.com (3350 clicks)
Last edited 19/06/2023 - 16:27 by 1 other user

First post.

Been hunting for the next card for reward points. The highest extra points was as high as 300,000 MR points on The American Express® Platinum Card, but that last year.

Recently saw an ad that has 225,000 bonus MR points instead of the typical 150,000 MR points. It disappeared ever since I clicked into the page.

If you go into it as per normal, it will show only 150,000 MR Points offer.

Searching on google "The American Express® Platinum Card 225000 points" can easily bring the page for the 225,000 bonus MR points offer.

  • $1,450 annual Card Fee
  • Receive $450 Travel Credit each year
  • Platinum Travel Benefits including travel insurance
  • Purchase Protection including product warranty extension and stolen or damaged product coverage
  • 2.25 Points per $1 spent on purchases excluding Government bodies in Australia

Referral Links

Business Explorer Card: random (1)

Referrer: 40,000 Reward Points

Centurion Personal Charge Card: random (7)

Referee gets 200,000 MR points. Referrer gets 150,000 MR points.

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Financial American Express Charge Card Membership Rewards Reward Points

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closed Comments

        • Jackjcca on 18/06/2023 - 11:52

          When did they offer the upgrade? After how long?

          • jace88 on 18/06/2023 - 16:29

            @Jackjcca: Few years or so before I got a letter in the mail with an upgrade offer similar to new cardholder promos.

        • Justbuy on 18/06/2023 - 16:15
          +1

          Doubt they will offer an upgrade for this particular card. I mean its not a credit card its a charge card so kinda different. I do wanna continue earning QFF so 18 months seem like a waste lol

          • jace88 on 18/06/2023 - 16:30

            @Justbuy: Possibly true, but then they do stand to charge me $1400 per year or so for many years to come (vs $400)… so doesn't seem like too bad an idea to try to invite me to upgrade.

    • johno3456 on 19/06/2023 - 01:31

      You can break the Afr paywall simply by turning of java just for that site.
      Or use https://12ft.io/

      • jace88 on 19/06/2023 - 11:45

        Yeh but it’s nice to have it legit and working in iPhone easily.

  • furakoph on 18/06/2023 - 09:17

    when does it expire?

    • abs898 on 18/06/2023 - 11:45

      Any second now

  • Boomer85 on 18/06/2023 - 09:47

    What is the point conversion rate if anyone knows?

    • colt75 on 18/06/2023 - 11:35

      2:1

  • arctan on 18/06/2023 - 10:05

    If you are paying rents, you can use Amex to pay rental payments (with small % of fees) to earn the Amex points.

    • evasive on 18/06/2023 - 10:12

      How? What if your rents are via bank transfer?

      • arctan on 18/06/2023 - 10:20
        +1

        A few sites like sniip and yakpay and pay.com.au all allow you to use credit card to transfer to bsb and account number. Amex is supported with a fee.

        • scyth3r on 18/06/2023 - 12:48

          I use sniip but didnt think you could pay with BSB and account number. is this true?

          • bcarp on 18/06/2023 - 16:58

            @scyth3r: That’s right. Not with Sniip

            • Moo Deng on 18/06/2023 - 17:00

              @bcarp: It’s ‘coming soon’ with Sniip

          • arctan on 19/06/2023 - 16:57

            @scyth3r: Check out YakPay and Citibank PayAll

        • rogsamsy on 26/06/2023 - 22:39

          You need an ABN for these, are there any that don’t require one?

          • arctan on 27/06/2023 - 18:40

            @rogsamsy: Easy to obtain ABN. Everyone should get one even if you are not using it.

        • [Deactivated] on 11/07/2023 - 11:33

          For Yakpay amex rate is 2.15% - for ATO payment, it's extra 1.25 MR compare to direct ATO payment with 1.45% & 1 MR

          for 10k payment:
          ATO - $145 fee with 10,000 MR
          Yakpay - $215 fee with 22,500 MR

          $70 extra fee for 12,500 MR
          1 MR = 0.5c
          200 MR = $1
          $62.5 worth extra points

          looks like paying directly is a better idea?

          for a non-gov or super payment, sniip 1.29% is fairly competitive where zip free bpay payment doesn't support amex.

          • bcarp on 11/07/2023 - 12:29

            @[Deactivated]: Did you take into account tax deductible expense of the payment fee vs non taxable value of the points?

            • [Deactivated] on 11/07/2023 - 12:53

              @bcarp: Right. So it's only worth for the expense where you can claim the fee for tax deduction. i.e) work related

  • alex123711 on 18/06/2023 - 10:47

    Is the travel insurance only valid if you book the travel with the card? Not fights/ travel that has already been booked

    • Munki Kundi on 18/06/2023 - 13:26
      -2

      You can also show accommodation booking of at least $500. Basically some kind of booking via the card is my understanding

    • bennib0i on 18/06/2023 - 13:44

      Page 7 of the PDS says you need to book the ticket on the card. Eligibility criteria:

      "International Return Trips
      4. You are going on an International Return Trip and You pay the
      full amount of Your outbound ticket for a Scheduled Flight or
      Scheduled Cruise leaving Australia on Your:
      i. American Express Card Account;
      ii. corresponding American Express Membership Rewards
      points or frequent flyer points (where applicable); and/or
      iii. Travel Benefit.
      5. You hold an eligible American Express Card Account which is
      current (meaning it is not cancelled or suspended).
      6. You are 79 years of age or younger when You make Your
      Qualifying Travel Purchase."

  • capslock janitor on 18/06/2023 - 11:31

    What's rqmts like minimum income?

    • abs898 on 18/06/2023 - 11:46

      It was about 100k

    • Darkpulsar on 19/06/2023 - 02:14

      There is no listed income requirement anymore for personal AU Amex cards.

      • abs898 on 19/06/2023 - 08:57

        It used to.be 100k listed which they removed lately from their website.

        • Darkpulsar on 19/06/2023 - 16:58

          Yeah, been quite a few people approved on significantly less than 100k so seems to be pretty flexible now.

          • abs898 on 19/06/2023 - 17:21

            @Darkpulsar: I think someone at 80 got approved

            • Darkpulsar on 20/06/2023 - 20:02

              @abs898: Last thread had <70k income approved, they ask about household income in the app so they might also take that into consideration too

  • vetopower on 18/06/2023 - 15:09

    Will be looking for at least 300K once my 18 month waiting period is up.

  • AircraftFreight on 19/06/2023 - 08:26

    Are American Express AU cards subject to the same rules as it’s US counterparts? Namely the once in a lifetime rule.

    “ What is the Amex once-per-lifetime rule? American Express restricts eligibility for a card's welcome offer to "once per lifetime." In other words, you can apply for The Platinum Card® from American Express and earn a welcome offer once and only once.”

    • Micky14 on 19/06/2023 - 08:31
      +1

      No. Australia Amex doesn't have this rule.

  • philldo on 19/06/2023 - 11:10

    is there any point keeping this longer than 1 year?
    It only makes ($$) sense with the 200k points up front doesn't it?

    • vetopower on 19/06/2023 - 17:39

      Churning and burning is the name of the game.

      Sign up, get the bonus, milk as many credit as soon as possible, cancel, wait 18 months, sign up again, ….

  • Amstar on 19/06/2023 - 12:08
    +1

    Thinking the same, if you are not travelling more than twice a year you are possibly not extracting value from it

  • Buffalo 2 on 19/06/2023 - 19:17

    I note this is a charge card rather than a credit card.

    Given the very high sign up fee I assume they would expect only those with very high incomes will apply. Can anyone who has successfully applied for this card provide some kind of guidance of what kind of income one would need to successfully apply for this card?

    Also what credit rating agency does AMEX examine?

    • kanga91 on 26/06/2023 - 07:55

      120k and was approved instantly, wasn't even asked for my living expenses. Last time I applied for Amex was knocked back after a lengthy process so it seemed very strange.

  • bobdauilda on 20/06/2023 - 20:06

    I just got the plat charge card and 150k points offer this week - wonder if its worth calling customer services to see if they can match this offer- anyone successfully tried this?

  • jlien on 21/06/2023 - 10:35

    Does this card still come with a companion platinum reserve credit card?

    edit: comments say that it's gone. That's a shame.

  • nightelves on 27/06/2023 - 13:00

    Does Amex offer pro-rata annual fee?

  • berger on 29/06/2023 - 16:24

    I was trying to find out, but dual directors with a business, do points get pooled, or need to be seperate per director

  • scaryspace on 05/07/2023 - 18:32

    Has this deal expired, cause I have tried Googling the offer, incog, vpn etc only showing 150k

    • jcrew on 06/07/2023 - 17:06
      -3

      Try using the referral link above for the Platinum Card. Hopefully you get mine! :)

      • jcrew on 08/07/2023 - 06:11

        Not sure why I'm negged here. It wasn't working for me either so I used the refferal link above and then it worked.

    • [Deactivated] on 07/07/2023 - 15:42

      https://www.americanexpress.com/au/credit-cards/the-platinum… works for me.

  • ricktiger on 20/07/2023 - 19:31

    Hi All,

    Hoping to get some advice from seasoned Amex users.

    For Amex offers, they stipulate that to be eligible you musn't "hold or have previously held any other American Express Card(s) in the past 18 months".

    I do not have an Amex account in my name, however I am an additional card holder on my partner's Amex account.

    If I were to apply for a card/account in my own name would I be eligible for the bonus poiints offers?

    Thanks in advance!

    • bcarp on 20/07/2023 - 21:39

      Yes (but best to check with them first).

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