• expired
  • targeted

$30 Bonus for $50 Deposit with New Bump Savings Accounts (under 18 Years) @ Westpac

180

Start teaching your kid about the world of money with some help from us. By teaching them to save with a new Bump Savings account and a Savings Goal, they not only get $30 cashback, but develop a good habit for life.

This offer was visible at bottom of my Westpac App.

Terms and Conditions

Add savings to your kid's healthy habits
Start teaching your kid about the world of money with some help from us. By teaching them to save with a new Bump Savings account and a Savings Goal, they not only get $30 cashback, but develop a good habit for life.

How they get rewarded

Open a new Bump Savings account
Start your kid’s savings journey by helping them open a new Bump Savings account with you as a signatory.

Safer Banking For Our Younger Customers

Create a Savings Goal
Help them set up a Savings Goal by selecting Savings goals → Other, then name the goal “My Savings”.

Deposit $50
Encourage them to save $50 towards that goal between 8th June to 7th July, 2023. They can deposit in one go, or build up to $50 in smaller deposits.

Get rewarded
The $30 cashback will be credited to their new Bump Savings account by 31st August, 2023.

Why a Bump Savings account?
A Bump Savings account supports kids as they transition from saving their pocket money to getting their first job. Take a look at the features that help them make saving a habit.

Savings goals
Customise up to six savings goals to teach them how to save up for purchases. If you grow your savings by the end of the month, look forward to some bonus interest with our great interest rate of 4.50% p.a.

Parent Control features
Parent Control features mean you stay in control and are aware of money coming in and out of the account.

No account keeping fees
Avoid account keeping fees, so you know that every dollar they put into their account makes their savings grow.

Open a new Bump Savings account
Apply online with an adult as the signatory

Give us a call
1300 558 724

8am – 8pm Sydney time
Find a branch
Visit your local branch

Expected ',' or '}' after property value in JSON at position 176
Suburb / postcode
Things you should know
This Offer is available to selected customers only and is subject to eligibility requirements. To earn the reward, you must complete the following actions between 08/06/2023 to 07/07/2023: open a new Westpac Bump savings account in the child’s name, create a custom Savings Goal with the name of “My Savings”, deposit a cumulative total of at least $50 (excluding refunds and interest payments) into the Savings Goal, and ensure the account remains open with at least $50 in the Saving Goal until the reward is fulfilled. We endeavour to fulfil the reward within an indicative timeframe once the eligibility criteria has been met and will be available in the Bump account by 31/08/2023.

Child must not have had a Bump account previously. This Offer is non-transferable and available to the recipient of this promotion sent directly from Westpac via email or via the Westpac app. Reward is limited to one per child (Bump customer). Account must be in child's name and can be opened by either parent or child. Not available in conjunction with any other offer. Product Terms and Conditions apply.

Westpac Group has a Child Safeguarding Position Statement, a first for an Australian bank, that sets out the principles that guide our approach as we work to embed a child safe culture within our organisation. While our direct engagement with children and young people can be limited, we recognise the role we can play in promoting their financial safety as they access our products and services.

Related Stores

Westpac
Westpac

closed Comments

  • +4

    Spriggy 2.0

    • Not quite, Sprggy charge senseless fees. At least this is free.

    • -1

      When Macca's can buy kids so can others?

  • +1

    here we go!

  • +6

    Expected ',' or '}' after property value in JSON at position 176

    got to always read the t's and c's….
    Those JSON clauses can get tricky

    • Syntax fail.

  • +10

    Next, Westpac will be denying my loan application because their records show I have 17 dependant children.

  • Are there any establishment or ongoing fees (like spriggy)? Edit: seems not.
    Is there an actual link to this?

  • +1

    I don't see this in my app. Is it targetted?

    • T&Cs - "This Offer is available to selected customers only"

      When I navigate to the account in the app, it doesn't say anything about the $30, so I think it is targetted.

  • +1

    Does being a child at heart count?

    • Yup

  • Does my 'kid' have to be a living breathing homosapien with a medicare card, birth certificate etc or can my 'kid' be imaginary for the purpose of getting the bonus?

    • Virtual kid

  • +2

    This statement fills me with confidence, "We endeavour to fulfil the reward within an indicative timeframe once the eligibility criteria has been met", well i certainly hope they WILL fulfill the reward.

  • Is there a minimum age for the child?

    • +1

      Are you thinking not yet born or not yet conceived?

      • No my kid is 3.5yo

    • +4

      It’s called a “Bump” account for a reason.

  • +1

    My child bump account got 47% witholding tax during the first month opening, even though it is only $40 interest. Any idea why ? Do we need to supply tfn for the kids ?

    • +1

      Yes, either parent's or child's, otherwise the bank is obligated to withhold at the highest tax rate plus medicare

      The reasoning behind it is that adults with lots of money would open accounts in their children's names, and due to them not earning anything it would be taxed at the child's lower marginal tax rate, rather than the adult's

    • You didnt declare your childs TFN?

      Or the child has gained over $416 from "unearned income" (eg interest)…but then the tax would be 66%

      Also…kids are meant to have some $1200 tax offset if the gross under 30k

      • I got another child bank account and no tfn but no withholding tax charged. Would they calculate the interest for a whole year to charge the tax ?

        • Not a tax accountant and this isnt tax advice.

          Your child is required to pay tax on all interest earned in a financial year (its declared income).
          If youre having tax withheld you should supply the childs TFN, and then fillout a tax return on their behalf at "tax time."

          There is a tax free threshold for bank interest ("unearned" income), there is also the low income tax offset (i can rmemeber what the value is now).
          Do you research with the ATO site, or consukt with an accountant.

  • It's under open bank account option.. it's not targeted..

    • I can't see that in app. Is there any specific section in the app to see if its targetted?

  • Is this account come with debit card?

  • +2
    • +1

      infla$ion

      • +2

        Or $hrinkflation in this case.

  • I have a 13-year-old, is there a maximum age?

  • I can't find this offer in my app either. Maybe because I don't use Westpac as my main bank

    • Neither can I, and our home loan is with Westpac. Also can’t see it on the Westpac website.

  • can't see it on app or online

  • +1

    if anyone can find a link to the terms via public facing website, please share it here

Login or Join to leave a comment