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5.30% p.a. Interest on Balances up to $50,000 for 14-35 Year Olds (Monthly Criteria Apply for 18+) @ Bank of Queensland

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5.30% p.a. Interest on Balances up to $50,000 for 14-35 Year Olds (Monthly Criteria Apply for 18+) @ Bank of Queensland
Go to Deal
bird380 on 10/05/2023 - 12:36 boq.com.au (2076 clicks)
Last edited 10/05/2023 - 12:41

Saw this on BOQ's FaceBook Page.
Starts on 12 May 2023.

The current Rate is 5.15%, a bit disappointed that they didn't pass the full 0.25% onto it.

To support our savings customers, we’re excited to announce some changes to some of our products.
From 12 May, you’ll be able to earn up to a market-leading 5.30% p.a. on our Future Saver account and up to 4.85% p.a. on our Smart Saver account. Monthly criteria and terms and conditions apply.
For more information on any of our products, you can visit our website: https://www.boq.com.au/.../banking/savings-and-term-deposits

Financial Bank Account Savings Account

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Bank of Queensland
Bank of Queensland

closed Comments

        • timhn on 16/05/2023 - 12:40
          +1

          $50000. If you check the interest rates table from BoQ - click on the deal and scroll to bottom.

          • Ghost47 on 16/05/2023 - 14:32

            @timhn: Yeah I did check before actually. It says $0 to $50,000 but wasn’t sure if it was inclusive or not.

    • HcNguyen111 on 17/05/2023 - 08:55

      *Then withdraw transfer the bonus interest the month after into a non-maxed BOQ Future Saver account.

  • wutang01 on 16/05/2023 - 17:33

    From their FAQs, I can see myBOQ supports joint accounts.
    https://www.boq.com.au/help-and-support/faqs/myboq-saver-faq…

    Does anyone know what will happen if one person out of the joint account turns 36?
    The account stays Future Saver (because of the younger person), or it turns into Smart Saver (because of the older person)?

    • wutang01 on 18/05/2023 - 17:46
      +1

      Found it in their T&C's
      Clause 3.5
      If you have a Joint Account then your Future Saver Account will
      automatically convert to a Smart Saver Account once the eldest Joint Account
      holder turns 36 years old and the remaining conditions below in this clause will
      apply

      https://www.boq.com.au/content/dam/boq/mobile-app/boq-app/fi…

  • ivyholmes on 25/05/2023 - 18:01

    How do we withdraw from BOQ account? I have 3 accounts and i want to cancel one of the account

    • timhn on 26/05/2023 - 19:33

      You didn't get an ATM card? Or cant send money out to an external account?

      • ivyholmes on 26/05/2023 - 20:41

        yea i just did after called the customer service. apparently you cant transfer under the panel of future saver, but you can transfer under the main panel of pay

  • ninnypoop on 01/06/2023 - 07:18

    Did they change the bonus interest rate criteria this month? Looking at the eligibility criteria this morning and it says $1000 into your linked everyday account. I swear it used to be $1000 into your savings account as Ive only ever transferred the money straight into the savings account and have previously received the bonus interest. This month it seems I missed out.

    • freoleo on 04/06/2023 - 03:01
      +1

      Has always been everyday account in the past 6 months that I have had the account

      • ninnypoop on 04/06/2023 - 08:54
        +1

        Yah, I see my mistake now :( BOQ activated the bonus interest for 2 months after opening the account. I didn't realise this and thought I was meeting the criteria by depositing into the savings account.

  • capslock janitor on 06/06/2023 - 17:11

    can i get carer's tax exemption?

  • FujiFruit on 07/06/2023 - 00:12
    +1

    I tried to open this bank account online for my son that is 14 and it wouldn’t identify him so was told to go to branch with identification . What a hassle . There are hardly any branches around

  • harrribo on 07/06/2023 - 18:29

    Tried finding a branch in Sydney CBD , that wasn’t closed . ( 2 had been since my last trip downtown to deal at a branch )
    My feeling was to look up BOQ and the first return I got on it regarding trustworthy is this link https://au.trustpilot.com/review/www.boq.com.au

  • MrThing on 10/06/2023 - 07:33

    Hello boq interest rates went up cuz

    Your move

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