Hi everyone,
Currently i'm with Medibank Extras only, and my Dentist is a HBF preferred provider.
I have some bookings in the next few months, and to save some money i'd like to change to HBF because as preferred they cover a lot more.
Is there any way to waive the 2 months or am i better off just rescheduling?
Apparently HBF will waive waiting periods already served subject to waiting limits: https://www.hbf.com.au/health-insurance/switch-to-hbf#things…
If you switch to HBF within 2 months of leaving another Australian health fund, you won’t have to re-serve any waiting periods already served. For waiting periods that have been partly served, you’ll only have to serve the remainder of the waiting period before being eligible to claim benefits.
Waiting periods will apply for any new services you were not covered for previously, for any higher benefits and/or higher annual limits, and if you decrease your hospital cover excess level.
But I would have a call with them before switching just to make sure.
"But I would have a call with them before switching just to make sure."
Defs
There is almost ALWAYS small print with health insurance. Hopefully if there is in this situation , the OP will put the info up for the benefit of other ppl considering the same route.
Hey, turns out that if they're affiliated with your employer, they waive the two months.
Lucky bugger… Enjoy the toothery
What did HBF say?