As a younger car enthusiast, I am an insurance company's worst fear and yet their best friend. I'd consider myself a good driver, but even as with a virtually unblemished record, I get excluded from certain insurers and price-gouged by other insurers. This is likely since I'm looking to buy a more sporty model of car. I use RACV at the moment, but they charge an extreme amount for insuring the full value of the vehicle, rather than the "market value".
I'd love input from people younger and not-so-young alike as to their experience with insurance providers, and who are trustworthy. Quotes from AAMI and Allianz are attractive, but reviews show bad customer service.
Cheers!
I found AAMI good when I first started, not sure if they have it still but they had a one day program where you take your car and you essentially learn some safety stuff, they help you check your car tyres and let you do a straight stretch accelerating and braking so you know how much further you go beyond first braking.
After that you get 10% off your insurance and each year an additional discount until 25.
I had an accident many years later (not at fault) it was relatively easy, got a hire car etc and car write off amount paid within two weeks.