Another Car Crash - Process of Getting Repaired?

Lganymede on 16/11/2022 - 21:34

Hi folks,

Wife scraped corner of front bumper against the garage wall, some paint came off, no damage to headlight and I can see a few broken clips. I am trying to understand what's your process of getting repaired?

1) Head to local smash and repair shop to get a quote?
2) Claim insurance ($600 excess) and let them do the work?

I am tempted to go for option 1 as I think this shouldn't be an expensive job (but I could be wrong), my question is if I were to walk into a smash and repair shop the 1st question they will probably ask is if I have car insurance, if they know that this is an insurance repair will they start jacking up the price? An insurance claim will also affect next year's premium when it comes to renewal. Or should I be better of just get a quote telling them I don't have car insurance and just pay out of pocket?

TIA.

Automotive

Comments

  • kerfuffle on 16/11/2022 - 21:45
    +7

    I wouldn't go through insurance for this.

  • Mechz on 16/11/2022 - 21:48
    +1

    Making a claim will probably cost you more in the long run.

  • Typical16-bitEnjoyer on 16/11/2022 - 21:49
    -1

    $50 on ebay and you could probably fix this yourself…

  • iamherenow on 16/11/2022 - 21:51

    if they know that this is an insurance repair will they start jacking up the price?

    Doubt it. If you go through insurance they know they are unlikely to get the job.

    • TheMindsetTraveller on 17/11/2022 - 06:25

      And if it was an insurance job, then it makes no difference to OP since s/he pays the excess only.

    • Euphemistic on 17/11/2022 - 09:45

      It’s not so much they jack up the price, it’s that they budget to do the job completely. Cash they might offer a cheaper alternative like not removing the bumper or not spraying the whole thing.

  • MS Paint on 16/11/2022 - 21:59
    +2

    OP: Hi, can I get a quote?

    PB: private or through insurance?

    Pretty simple.

  • oscargamer on 16/11/2022 - 22:53

    Photos and what car?

    • MS Paint on 16/11/2022 - 22:56
      +1

      here

    • ganymede on 16/11/2022 - 23:17

      Just the ozbargain standard issue camry, I will take some photos.

    • ganymede on 16/11/2022 - 23:30

      Here you go: https://imgur.com/a/i27Kc3b

      • MS Paint on 17/11/2022 - 06:32

        It's cracked?

      • MS Paint on 17/11/2022 - 07:54
        +1

        That's not a simple scratch. Your wife should have stopped on first impact and not dragged the rest of the bumper across the wall. I'm guessing $1500 repair bill at least.

        • bobbified on 17/11/2022 - 09:08

          …should have stopped on first impact and not dragged the rest of the bumper across the wall

          I don't get why so many people do this! It's like their brain shuts off on impact and they just keep goooooooing….

      • Xistn on 17/11/2022 - 08:49

        SHESH!

        Get your wife some driving lessons for xmas.

  • SF3 on 16/11/2022 - 23:53
    +1

    Wife scraped corner of front bumper against the garage wall

    Repair or Get a new wife?

  • Euphemistic on 16/11/2022 - 23:55
    +1

    Option 3: DIY repair. Sand it back to smooth, paint with colour matched paint.

    Option 4: purchase wrecker bumper in same colour and install.

    • Nugs on 17/11/2022 - 02:58

      Option 4 would be my preference
      .

    • ifyareckon on 17/11/2022 - 06:33

      Yep, by far the best two options. On a small job like this the panel beater will tell you they need to spray the whole bumper and blend onto the front quarter otherwise it's not worth their time. Who knows how long they will want the car for as well. Should be able to pick up another bumper and knock out the job in an afternoon even with no experience.

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