Driving Car for Blue Slip Inspection without CTP Insurance

saffrontea on 04/10/2022 - 00:26
Last edited 04/10/2022 - 09:39 by 1 other user

I've got a situation where my car has been written off, so it does not have CTP or rego (NSW). On speaking to Service NSW, to re-register it, I would need a blue slip, green slip, and then a more detailed inspection after that. If it matters, I already have a pink slip, and the car is fine and should pass all inspections I think.

I've spoken to my CTP issuer, and they said that for them to give me a new quote, I would need a blue slip first, which is where my question arises.

I'm paranoid about what will happen if driving my car to the blue slip inspection and back home without CTP insurance, if I am unlucky, I may get into some sort of accident that may involve injuries, what will I do then as I would have no insurance. I know I can drive direct to the inspection station and back without rego, and that makes sense, but driving there without CTP I feel is risky.

Am I overthinking? Is there an alternative? Am I somehow covered by some CTP-like insurance if I am driving to inspection station and back?

Thanks for whatever advice you can give.

Automotive

Comments

  • Hybroid on 04/10/2022 - 01:55
    +3

    Ask your CTP insurer if there’s a grace period upon expiry and whether it’s still valid. Someone once mentioned some of them have 14 days grace.

    If not, you can always get a tow truck to take it there. Or someone on Airtasker with a vehicle dolly or trailer etc.

    • saffrontea on 05/10/2022 - 00:38

      Thanks, no grace period in this case.

      • Hybroid on 05/10/2022 - 00:47

        Guess it's a trailer or tow truck then. But worth reading some of the comments below around UVPs and whatnot.

  • Euphemistic on 04/10/2022 - 06:20
    +6

    What do you mean written off? Normally that means you can’t register it again.

    You may be able to get an unregistered vehicle permit.

    Just drive really carefully.

    • kerfuffle on 04/10/2022 - 07:23

      This. It ends up on the Written Off Vehicle Register

      Source: car was written off from a T-Bone and promptly ended up on the register

      I may get into some sort of accident

      You risk that every time you get into the car. Heck even walking around near cars is a risk

    • apsilon on 04/10/2022 - 07:57

      The existing owner can re register it if it was written off for hail damage. That might be the case here.

      • Euphemistic on 04/10/2022 - 09:07

        That’s my guess, but it’s not clear.

    • Domingo on 04/10/2022 - 08:55
      +2

      There are repairable writeoffs and unrepairable writeoffs. Repairable writeoffs can be registered again.

      • kerfuffle on 04/10/2022 - 08:59
        +1

        Only in very limited circumstances https://www.nsw.gov.au/driving-boating-and-transport/vehicle…

        • Domingo on 04/10/2022 - 09:03

          Not a great link, the criteria aren't available unless you create an account.

          Typically the age of the car can have a lot to do with it - an older car can be not worth very much, so cost of repair > value of vehicle, even if the damage is superficial. OP hasn't given us any detail for us to determine if it is one way or the other, but it is entirely feasible that it is a repairable writeoff given that:

          the car is fine and should pass all inspections I think

          • Euphemistic on 04/10/2022 - 09:09
            +1

            @Domingo: In NSW you can only re-register a written off vehicle if you have been the owner for more than 90days prior to the incident that writes it off and the damage does not meet non-repairable criteria.

            This is ostensibly to remove significantly damaged vehicles from the roads and to allow owners of classic/collectible cars to keep them going.

            • ItchyBallsack on 04/10/2022 - 09:20

              @Euphemistic: Remember any car that’s 15 years or older doesn’t go on the written off register. My 16 yr old car got side swiped pretty bad that I got paid out market value for it. I fixed it myself for a lot less and made a small profit and kept the car.

              • Euphemistic on 04/10/2022 - 12:06

                @ItchyBallsack: That doesn’t sound right. Got a link showing 15yo cars don’t go on the register?

                • ItchyBallsack on 05/10/2022 - 02:22

                  @Euphemistic: What is a written-off light vehicle?
                  If your light vehicle is assessed as a ‘total loss’ it must be written-off. This applies to light vehicles (up to 4.5 tonnes Gross Vehicle Mass), including light passenger and commercial vehicles, light trailers, light caravans, and motor bikes that are up to 15 years old and light trucks of any age.
                  Written-off light vehicles cannot be re-registered in NSW, except in limited circumstances.

              • saffrontea on 05/10/2022 - 00:52

                @ItchyBallsack: Are you sure thats the case? I cannot find official information on this anywhere.

            • Domingo on 04/10/2022 - 09:28

              @Euphemistic:

              the applicant was the registered operator for more than 28 days before the vehicle was damaged, or

              According to kerfuffle's link, 28 days?

              I was referrign to the non-repairable criteria not being available unless you create an account.

          • saffrontea on 05/10/2022 - 00:50

            @Domingo: Yeah that link is too complex for me to understand. Am I supposed to ask the insurer (who wrote off the vehicle) to provide a statement of repairable or not repairable? Yeah the car is old but I've owned it for years.

            • ItchyBallsack on 05/10/2022 - 02:25

              @saffrontea: Is your car over 15 years old at the time of the accident?

              • saffrontea on 05/10/2022 - 15:32

                @ItchyBallsack: Yes if I look at the build date of the car it is older than 15 yrs.. if thats the case, why was it officially on write off register and the rego cancelled?

    • saffrontea on 05/10/2022 - 00:41

      Cant get UVP for written off vehicles.

  • Rako on 04/10/2022 - 07:37
    +3

    Not worth the risk you could end up in a mess, play it safe call for a tow truck.

    • mini2 on 04/10/2022 - 12:26
      +1

      OP's risk appetite has to be non-existent to justify $200+ for each tow until it's registered.

      Have we established if OP's car is even on the WOVR?

      • Euphemistic on 04/10/2022 - 15:23

        It’s clear it’s unregistered, no idea what other problems are.

      • saffrontea on 05/10/2022 - 00:43

        On searching what WOVR is, I cant seem to check my car in that system, but is there a reason it wouldnt be there?

      • saffrontea on 05/10/2022 - 00:46

        Yeah its a steep price. Its the negative overthinker in me making me risk averse.

  • DarkOz on 04/10/2022 - 07:55
    +1

    Get a licenced mechanic. Either they inspect the car where it is parked or they are licence to drive unregistered cars back to their garage.

    • Euphemistic on 04/10/2022 - 09:06

      You can legally drive an unregistered vehicle to a mechanic for inspection. Make sure you have an appointment, and take the most direct route so if you get pulled over you can say why you are driving an unregistered car.

      • DarkOz on 04/10/2022 - 09:10
        +1

        OP is not worried about getting pulled over by the police. He is worried about an accident in which the car is not insured.

        • Euphemistic on 04/10/2022 - 09:15
          +1

          True, but you can reduce your chances of getting in an crash by driving extra cautiously, driving outside peak hours etc.

          If you aren’t at fault, the insurance of the other driver will cover - because you are legally allowed to be driving there.

          Having said that, if OP has already been in a crash, maybe they aren’t confident to be able to drive without crashing.

          • kerfuffle on 04/10/2022 - 09:20
            +1

            @Euphemistic:

            driving outside peak hours etc.

            40% of my car accidents happened after 9 p.m.

            If you aren’t at fault, the insurance of the other driver will cover

            Bold move to assume the other driver has insurance

          • saffrontea on 05/10/2022 - 00:57

            @Euphemistic: Yeah but there is no CTP cover.

  • pharkurnell on 04/10/2022 - 10:09

    and then a more detailed inspection after that

    This isnt your normal inspection to check lights either… they go through it to an insane level… maybe the bloke had a bad day when mate went thru it…. but you'd want to be really sure.

  • mini2 on 04/10/2022 - 11:40

    Can't you get a UVP to drive it if you're that concerned? At least there's CTP coverage but not third-party property though.

    It' $23 and buy yourself some peace of mind.

    https://www.nsw.gov.au/driving-boating-and-transport/vehicle…

    • apsilon on 04/10/2022 - 12:53
      +1

      UVP can't be used for a written off vehicle otherwise this would be the correct way of doing it.

  • pegaxs on 04/10/2022 - 16:16

    I've got a situation where my car has been written off… On speaking to Service NSW, to re-register it…

    Whaaa??? These two are what I would consider an oxymoron.

    If it is written off, you cant get a blue slip, pink slip or any other slip for it in NSW. You cant even get a UVP to move it.

    I'm paranoid about what will happen if driving my car to the blue slip inspection and back home without CTP insurance

    It's written off. You cant drive it anywhere…

    If it is "written off", there are only a slim set of loopholes to get it re-registered. You can read more about re-registering written off vehicles in NSW here

  • lgacb08 on 05/10/2022 - 13:37

    Forget about ctp, nothing will happen to you financially in case you get into accident. There is a term for that but the government doesn't want it to be publicised to avoid too many people abusing the system, it's called nominal defendant.

    • apsilon on 05/10/2022 - 14:15

      nominal defendant

      This only applies if the person responsible isn't identified. eg the person hit is unable to see the rego etc and the other driver does a runner and there are no witnesses. Odds are you would be identified, especially in this age of dashcams and in an urban environment where there's always people around. It also ignores the fact you'd be breaking the law in the first place and are just as, if not more likely, to be pulled over due to the cop car you just drove past having ANPR flagging it as unregistered.

      • Euphemistic on 05/10/2022 - 14:40

        Not breaking the law if you are allowed t legally drive an unregistered vehicle to an inspection.

        • apsilon on 05/10/2022 - 15:20

          You can drive an unregistered vehicle, you can not drive a written off vehicle.

Login or Join to leave a comment
Login Join