CBA Home Loan - What Is a Good Discount?

Ozbfan on 30/09/2022 - 20:11
Last edited 01/10/2022 - 11:07 by 1 other user

Hi all, currently have the home loan with cba and I’m getting a 2.5% discount off the advertised rate resulting in a rate of 4.3% variable.

I want to up the pressure on CBA and demand a bigger discount as ideally easier to stay with them and for them to match something like tic toc etc.

Is 2.5% a lot of discount, what sort of discount do others have with CBA?

Cheers.

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Commonwealth Bank

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  bemybubble on 30/09/2022 - 21:31

  If 4.3 is after the recent rate rise if .5, is stay put…

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  The Delray Misfits on 01/10/2022 - 07:25

  dude why stay loyal to them

  just refinance

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  Ashwsw86 on 01/10/2022 - 16:07

  You can probably get net rate of 4.20 meaning your discount will be 2.60, however it will depend on your LVR and loan amount borrowed. Good luck.