Can I Transfer USD in My PayPal Account to Wise without Conversion?

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• 

  freefall101 on 10/09/2022 - 19:22

  What do you mean without currency conversion? You want to keep it in USD? Just setup a USD account in Wise - https://wise.com/au/borderless/usd-account

  • 

    Sweet3st on 10/09/2022 - 19:46

    OK I know this… but will PayPal allow the USD transfer?

    • 

      USER DC on 10/09/2022 - 22:37

      +1

      It used to allow a long long time ago on my old old long closed wise account.

      But afterwards (about 1 year ago i think) paypal didnt allow it. It had some issues with paypal, so I left the USD in paypal as it is, for use in a USD transaction later on.

      good examples are Banggood, aliexpress, gearbest etc. type websites. where you can easily choose to pay in USD with paypal.
      Otherwise you may try using eBay AU as well on seller who listed in USD.

      • 

        Sweet3st on 10/09/2022 - 23:50

        Thanks :( not the reply I was hoping for…

        • 

          USER DC on 11/09/2022 - 00:50

          @Sweet3st: You can see if anyone whom you know had opened wise account in like pre 2019 ish I think

• 

  tephra on 11/09/2022 - 00:22

  you can put your WISE US Bank details into PayPal (as a US bank).

  that will let you withdraw your USD in USD.

  however, and shock horror, PayPal charge you 3%.

  its a rort.

  • 

    Sweet3st on 11/09/2022 - 09:08

    Really? I added my Citibank Global US account but it wouldn’t let me withdraw into that in USD, only AUD. Is it the location of the bank that makes the difference? 3% better than currency conversion through PayPal.

    • 

      tephra on 11/09/2022 - 11:48

      It needs to be a proper US bank account (like with a routing number), not a multi-currency account with like a BSB/ACC