I applied for an ANZ Black Card based on PAYG income and a Scholarship Pay but was told by the assessor that the scholarship pay was not accepted. This puts my income under the previously published $75,000 minimum income to $65,000.
From other's experience, were you able to get approved for the Black card with a lower accepted income?
Even if others have been approved in the past, it is not going to help your application right now.