Day 5 of Reward Gateway's Dail Deals for EOFY has a couple of surprise additions. While the increase for Apple and Dan's is not huge it's pleasing to see them participate (I do miss the 15%-20% iTunes cards, though…).
Apple Store - 6% off eGift Cards (was 5%) any denomination (no limit specified, but capped at $5000 in last 30 days) - redeemable in-store or online (can be used for iTunes or hardware purchases)
Dan Murphy's - 6% off eGift Cards (was 5%) any denomination (no limit specified, but capped at $5000 in last 30 days) - redeemable in-store or online
Best Restaurants Gift Card - 14% off eGift Cards (was 7%) any denomination (no limit specified, but capped at $5000 in last 30 days) - redeemable at selected restaurants, see T&Cs for details
Here are some of the most common questions that tend to pop up (kudos to WookieMonster for the original writeup):
What is Reward Gateway?
Reward Gateway is an employee program that gives you access to discounted eGift cards and cashback across a large range of retailers.
How do I access Reward Gateway?
Your employer needs to be subscribed to this program before you can apply to access the program. Once you are given access, you can log into Reward Gateway through:
The dedicated website for your company, or The SmartSpending app on iOS/Android devices.
What is the transaction fee?
Transaction fees will vary depending on the type of card used to complete the transaction. The feedback I have been given by their support team is as follows:
MasterCard or Visa debit card: 0%
Standard MasterCard or Visa credit card: 0%
Premium / Platinum MasterCard or Visa credit card: 0.5%
Standard AMEX card: 1.5%
Premium AMEX card: 3%Can I use prepaid gift cards (e.g. Vanilla Visa gift cards) as a payment method?
No. Reward Gateway requires all debit, credit and prepaid cards to support 3D Secure. Prepaid gift cards do not support 3D Secure, so they will be blocked by the payment processor.
What denominations of eGift cards are available through Reward Gateway?
Each retailer has limits and/or minimum denominations that are specified in the T&Cs, but most will allow purchases up to $5000 (refer to the daily limits point below). Larger amounts will be split across multiple cards.
How are the eGift cards delivered?
Electronically. Either print them from your account or use the SmartSpending app to display them on a mobile device. There is also an unique PIN associated with each one which you will need to input when redeeming a card.
Where can I use the eGift cards?
The can generally be used instore or online. Some stores may have limits on how many eGift cards can be redeemed in one transaction, refer to the T&Cs of each retailer for details (e.g. JB Hi-Fi will allow unlimited GCs online but only 8 per transaction in-store).
Is there a limit on the number of eGift cards I can buy?
Rewards Gateway will allow you to purchase up to the maximum amount on your first transaction each day, but as a fraud protection on your account the system will limit further transactions to only $300 for that day. Some retailers may also impose monthly limits so check the T&Cs of each one if you plan to spend up big.
Per this comment by brent3000 it looks like API Lifestyle may be the same program, but I'm unable to confirm it. The advantage of API is it's open to anyone who subscribes ($10/mth), not just employers.