All Ozbargainers
Citibank has extended their cashback offer to 30 June 2022 and loan is to be settled by 30th September 2022.
Great cashback and great variable rates for both refinance AND purchase applications. Note that there is only one cashback per customer, irrespective of the number of properties. Plus you can get an additional up to $4000 Broker Rebate.
Principal and Interest Owner Occupied HOME LOAN
Basic Variable 2.24% CR 2.29% at 80% LVR
Standard Variable with Offset 2.54% CR 2.94% at 80% LVR
1 year fixed - 3.79% (CPR 3.05%) FOR LVR <80%
2 year fixed - 4.44% (CPR 3.27%) FOR LVR <80%
Principal and Interest INVESTMENT HOME LOAN
Basic Variable 2.46% CR 2.29% at 80% LVR
Standard Variable with Offset 2.89% CR 3.28% at 80% LVR
1 year fixed - 4.09% (CPR 3.39%) FOR LVR <80%
2 year fixed - 4.74% (CPR 3.60%) FOR LVR <80%
Cashback’s conditions are:
**$3,000 cashback offer where the amount is less than $750,000
$4,000 cashback offer where home loan amount is $750,000 or more.
$6,000 cashback offer where home loan amount is $1,000,000 or more
Applicable for new purchase and refinance applications
Minimum refinance and or purchase home loan amount of $350,000
Only one cashback offers per eligible home loan capped to one cashback offer per applicant within a 12 month period from the last settlement date to the current application submission date.
Terms and conditions are found here. https://drive.google.com/file/d/1tIjkJPFCpM-QgH65-bDV61mahCV…
We also offer the following product as well
ANZ - 2.29% variable for Owner Occupied up to $4000 cashback
Suncorp - 2.19% variable rate for Owner Occupied up to $3000 cashback
Westpac - 2.09% variable rate for Owner Occupied up to $4000 cashback
Heroes Home Loans are also providing an additional incentive broker rebate if user our service (note this applies to all products). The offer valid to 30/08/2022, we give a cash rebate of loan size (net at drawdown) for any bank or product, only applicable via broker. Cash Rebate is paid 50/50 after 2 month and 18 month of settlement. if you refinance after 12 months but still use our service for the refinance you will still receive the second payment. Please find attached terms and conditions.
| Loan Amount | Rebate |
|---|---|
| $250,000 | $500 |
| $500,000 | $1,000 |
| $750,000 | $1,500 |
| $1,000,000 | $2,000 |
| $1,500,000 | $3,000 |
| $1,750,000 | $3,500 |
Please feel free to email me at [email protected] or text/call me on 0479107213 and I would be happy to answer all finance related questions.
Wilson Yuan
Managing Director
Credit Representative Number is 530101 under Australia's Services Australian Credit License (ACL) 389328 © 2021 HEROES HOME LOANS AUSTRALIA PTY LTD
Net of offset when calculating cashbacks or not?
And is an offset account included?
I'm done with my bank after 15 years.. Looking for the right offer