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Earn up to 120,000 Qantas Points, 2 & 6 Months Waiting Period Waiver @ Qantas Health Insurance

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Earn up to 120,000 Qantas Points, 2 & 6 Months Waiting Period Waiver @ Qantas Health Insurance
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beatthatflight on 03/03/2022 - 12:35 insurance.qantas.com (941 clicks)
Last edited 03/03/2022 - 17:09 by 2 other users

Quality health cover, plus rewards available at Qantas Health for insurance. Also there’s the Wellbeing app to get free points for sleeping, walking, cycling, checking your smoke alarms and more.

Offers end 31 March

  • Win one of 10 $2,000 Qantas Hotels vouchers for getting a quote using your Qantas Frequent Flyer number.

  • Earn up to 120,000 Qantas Points when you join. Singles Points Table - Couples Points Table

  • Skip the 2 & 6 month waiting periods on Extras when you take out combined Hospital and Extras cover.

Points will be awarded based on your level of cover after 60 days. Points and waive waits not available if you’ve recently held health insurance issued by nib.

Bonus: If you use a referral code from ozbargain (on this page), you can get an extra 5,000 points!

Personally, every year that I’ve used it, I’ve claimed back more than I paid in premiums, PLUS I earned Qantas Points! However, each applicant should consider their own personal situation and whether the insurance is the best option for them and their family.

Referral Links

Health Insurance: random (79)

5000 points for referrer and referee on select products. Details

Qantas Wellbeing App: random (503)

150 Points for the referrer (up to 20 times) and referee for signing up to the app.

Financial Frequent Flyer Health Insurance Insurance Qantas Frequent Flyer Reward Points

Related Stores

Qantas Insurance
Qantas Insurance

closed Comments

  • soundboy5010 on 03/03/2022 - 12:47
    +1

    Get your phone ready for the inevitable phone call from Qantas Insurance after doing a quote online…

  • Slippery Otter on 03/03/2022 - 12:53
    +2

    I earn about 20,000 points a year from excercising. Nice way to get back $200 worth of points.

  • tnarg on 03/03/2022 - 13:26

    So if i spend $8600 (my quote) for the year i get 120,000 points and whatever else i can claim on for that year to bring the price down.
    I think i would struggle to claim $8600 back within a year even with the removal of some 2/6 month waiting periods

    • b2dz on 03/03/2022 - 13:39
      +1

      Points will be awarded based on your level of cover after 60 days.

      So it would be $8600/12*2 in your case amounting to $1433 roughly.

      So $1433 for two months worth of insurance and 120,000 points.

      You can get points for around 1c each on the grey market so that's about $1200 of value, plus two months of health insurance.

      I did the maths on this previously - doesn't quite work out

      • tnarg on 03/03/2022 - 13:48

        Also claim everything I can in those 2 months as 2/6 month waiting periods removed. I'll have to go through the different things i can claim - Gym/massage/dental cleans etc. And even then i will only get 75% off up to the limit over time
        Cheers
        Thanks

        • GeneralKeen on 03/03/2022 - 16:06

          Provided there's no out of pocket fee, for example dental cleans or check-up that you don't need to pay a single dime

  • creeps_bay on 03/03/2022 - 13:57

    Qantas quote is about 25% dearer than what I get from Bupa. No deal for me.

  • toobzy on 03/03/2022 - 21:21

    Where do we put referral code?

    • Gooddeal21 on 07/03/2022 - 15:42

      when you go through at the end it ask if you have held insurance with …. and below that you should see "promo code"

  • leeroys_dad on 18/03/2022 - 21:02
    +4

    you're all doing it wrong.
    sign up on the plan you want (eg bronze hospital) and ignore what the point offer says (16000 points), but at day 54 swap to gold/top hosp and extras and still get 120000 points at day 60. then switch out.
    it's in the T&C and i have exercised this plan a few times over the last few years

    • RolePlayer88 on 19/03/2022 - 21:15

      good loophole, thanks for pointing it out, does it also work if I go "no hospital" "basic extras" ?

      • leeroys_dad on 19/03/2022 - 21:48

        yep

        • leiyu581 on 24/03/2022 - 10:49

          Why at day 54 specifically?

          • leeroys_dad on 24/03/2022 - 15:33
            +1

            @leiyu581: Because weekends and public holidays, overnight processes, start date vs the first payment date all contribute to inconsistencies with the day 60 calculation, so get in a week early to sure it up

    • ilmg on 01/04/2022 - 22:49

      If I'm reading this correct, if you selected just the basic extras cover without no hospital cover, than at day 54 you can upgrade to the top extras cover + add the top hospital cover, even though you didn't select any hospital cover at the start & still be eligible for the points equivalent to holding the top hospital & extras cover on day 60.

      I just signed up on March 31st for both the basic hospital & extras cover, can I still cancel the basic hospital cover (30 day cooling off period), then on day 54 upgrade to the top extras cover + add the top hospital cover.

      Will this still work or have I stuffed up by taking out both basic hospital & extras cover when I signed up.

      If this is correct, than why would you select basic hospital + no extras, instead of basic extras + no hospital, works out to be much cheaper, unless you like to have the safety net of being covered by the hospital cover.

      • leeroys_dad on 01/04/2022 - 23:12
        +1

        do not cancel and change your plan. you run the risk of being a "previous member" in the eligibility.

        you could SWAP from basic hosp+extras to extras only today, then day 54 SWAP to top hosp+extras and your points are awarded at the rate of: day 60 product. noting that the day 60 can be a bit variable based on sign up/payment/weekend dates.

        why would i select basic hosp + no extras? to avoid medicare levy surcharge

        • ilmg on 02/04/2022 - 13:31

          I wasn't going to cancel the policy, just change/remove the basic hospital cover from the policy, cancel was probably the wrong term to use.

          I logged-in to my a/c & the only options are to change/swap between the different hospital & extra covers instead of removing them, I'm guessing you need to call up to get this done.

          Also, will my 60 days reset from the day I remove the basic hospital cover.

          Yeah, I forgot about the MLS as I'm currently exempt from it (within the base income threshold)

          • leeroys_dad on 02/04/2022 - 15:21

            @ilmg: Yep call up, they will get you to try and stay etc but just say it's what you want to do, they will tell you about waiting periods having to be reserved etc and just agree. Don't engage in much conversation as it's just painful dealing with sales agents..

            Day 60 is still calculated from your original join date 31 March give or take

  • leeroys_dad on 02/04/2022 - 15:25

    Just make sure they don't cancel it under the 30 day cooling off period, tell them just to remove hosp and you are happy to pay for what has been charged so far

    • ilmg on 02/04/2022 - 21:03

      Ok, I think I'm around this now.

      1. Request to remove the basic hospital cover from my policy & say that I'm happy to pay what has been charged already (I'm guessing I'll get refunded the difference for paying for the full month on the basic hospital cover)

      2. Under no circumstances should I cancel the basic hospital cover via the 30 day cooling off period as it may effect my eligibility as a new customer.

      3. Day 54, request to be swapped to the top extras cover & to add the top hospital cover as well.

      4. Day 60/61/62 ish, check if points have been processed/transferred.

      5. Cancel policy.

      Also, if the points take longer than normal to be processed/transferred, once the points are confirmed can i just swap the top hospital & extra cover to the basic hospital & extra cover under the 30 day cooling off period that applies to any policy changes.

      For example, if I don't get the points confirmed till say June 10th, I'll only be charged the premium for the basic hospital & extra cover for those 10 days. This is also under the provision that no claims are made on the policy during that period.

  • leeroys_dad on 02/04/2022 - 22:05

    Yep, the only thing I would suggest is not change from top hosp and top extras until points are credited. Usually it is pretty quick for points to be issued so say at day 62 you should have points. If none then follow it up via qantas (not nib,) but do not change policy. When points credited then yes just cancel.

  • leeroys_dad on 15/05/2022 - 07:27

    I'm just here providing an update for my bonus points.

    My points landed on exactly day 60 from online sign up date. The full 120000! Bronze hospital to gold hosp&top extras as family.

    I switched on about day 52 via online website. I called up initially and the call centre agent told me even if I swap from bronze cover, I wouldn't be given the higher points. Just got rid of him and did the switch via the website instead

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