This was posted 2 years 11 months 5 days ago, and might be an out-dated deal.

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Physical EFTPOS Card $30-$200 No Credit Card Processing Fee Applies @ The Card Network (Free post / Free Express over $200)

300
Physical EFTPOS Card $30-$200 No Credit Card Processing Fee Applies @ The Card Network (Free post / Free Express over $200)
Go to Deal
Poor Ass on 18/08/2021 - 14:10 thecardnetwork.com.au (1009 clicks)
Last edited 23/08/2021 - 09:37 by 1 other user
EXPRESS

Physical EFTPOS Card from $30 to $200

No Credit Card Processing Fee Applies. No activation fee.

Free post and Free Express post using code 'EXPRESS' if buying over $200

Buy with your credit card and use at places where EFTPOS is accepted as SAVINGS so save on credit card surcharge

E.g. When you pay for your car service sometimes they would have a credit card surcharge. Use this EFTPOS and hit SAVINGS to save on the surcharge

Need to spend a certain amount by x time to get those credit card points? This could help you out.

Update: deal has been ozbargained and now charges a card fee

Update 23/08/21: Got the gift cards today. Was legit… need to activate but no activation fee and use where 'savings' is accepted + 4 digit pin that you need to scratch off

This is part of Father's Day deals for 2021.
Financial EFTPOS Father's Day Gift Card

Related Stores

The Card Network
The Card Network

closed Comments

  • Kaise on 18/08/2021 - 14:12

    I don't know anywhere that still applies surcharges ever since covid….

    • Poor Ass on 18/08/2021 - 14:15
      +6

      A lot of the dodgy places that prefer cash still have ridiculous credit card surcharges and also most dealer branded car service places still do

    • impoze on 18/08/2021 - 14:51
      +20

      Aldi

    • TanedaR on 18/08/2021 - 16:44
      +3

      VIC Roads
      charges you credit card fee for your $800 rego
      also all kinds of "booking fee" even you just want to transfer an inter-state plate
      most shitty gov org in Australia

    • clover on 18/08/2021 - 18:46

      My energy provider. Tango. What a disgrace

      • Craze on 18/08/2021 - 22:35

        Shouldn't be any with direct debit? Also can pay at Auspost without surcharge.

      • TanedaR on 18/08/2021 - 23:02
        +4

        The trick is link your credit card with your paypal,
        then pay the bill with paypal by Auspost app
        no fee at all

        • Craze on 20/08/2021 - 11:03

          Ooh didn't know that- will check it out :) So assuming only possible via AusPost app and not on their website or postbillpay?

          Thanks for the tip!

          • TanedaR on 20/08/2021 - 11:38
            +1

            @Craze: I have never used their website
            The app lets you to scan the barcode with your phone camera
            I am not patient enough to enter those numbers every time 😂

            Be aware that no matter you pay over the counter in store, or use their app or website, if you pay directly by your credit card, there is still a surcharge.
            This is why you need to go through PayPal

  • chocfrogs456 on 18/08/2021 - 14:17
    +12

    Everywhere I go has credit surcharge!!

  • chocfrogs456 on 18/08/2021 - 14:17
    +5

    But some even do for eftpos too :(

    • Poor Ass on 18/08/2021 - 14:18
      +1

      correct some do some don't

  • joeiwu on 18/08/2021 - 14:32
    +2

    Is the deal for the express post? Or is there normally an activation fee on these cards and for 2 days its waved?

    • Poor Ass on 18/08/2021 - 14:43

      no card fees as far as I can see on the email I got

      free express if purchase over $200 and standard post if under $200

      • kelasen on 18/08/2021 - 14:49
        +1

        I couldn’t find the way to have free express post even though added 2x $200 cards.

        • joeiwu on 18/08/2021 - 14:49
          +1

          Use promo code

        • Poor Ass on 18/08/2021 - 14:53
          +1

          put in the code EXPRESS in 'Add a discount code or a gift card'

      • joeiwu on 18/08/2021 - 14:50

        What is the card fee normally?

        • Poor Ass on 18/08/2021 - 14:52

          no card fee as far as I can see

        • TanedaR on 18/08/2021 - 16:38
          +1

          Normally
          No card fee but postage if you buy from them
          No postage but card fee if you buy from Coles

  • jrt2020 on 18/08/2021 - 14:35

    Free cash advance using cc to buy this ?

    • [Deactivated] on 18/08/2021 - 15:20
      -2

      Be careful, bank can treat this purchase as cash advance, they usually don't allow gift cards but have no way to tell it it's in-store transaction. Online might be very different.

      • Poor Ass on 18/08/2021 - 15:48
        +2

        what are you talking about? if you can buy it online it won't be a cash advance purchase and if it is a cash advance purchase it will pop up in your face with a warning

        • [Deactivated] on 18/08/2021 - 16:11
          -4

          Check your credit card conditions of use before doing it.

          From ANZ, for no other reason than it was easy to look it up:

          ‘cash advance’ means a debit to the credit card account:
          (a) which results in you receiving actual cash
          (whether at a branch or via electronic equipment
          or by other means and whether in Australian
          currency or in a foreign currency)
          (b) where the funds are used to purchase ‘cash
          equivalent’ items or substitutes including, but not
          limited to, traveller’s cheques, money orders, wire
          transfers or international money transfers or for
          transactions for gambling or gaming purposes;
          (c) where the funds are used to purchase, or load
          value on, a pre-paid or stored-value card or
          facility;

          • Poor Ass on 18/08/2021 - 16:22

            @[Deactivated]: once the transaction goes through they can't do anything from what I found.. but then again, I don't have any bank issued credit cards

            • [Deactivated] on 18/08/2021 - 16:24
              -1

              @Poor Ass: Oh, they most certainly can, ANZ for one is known to qualify lottery tickets bought from Auspost as cash advance, it's on bank's discretion.

              Also I have zero idea what popup you're talking about.

              • FirstWizard on 18/08/2021 - 16:36
                +1

                @[Deactivated]: I think Lottery tickets have been getting classified as a cash advance with many banks as they consider it's a form of gambling.

      • DrRalph on 18/08/2021 - 22:38

        This is completely untrue DainB.

        • [Deactivated] on 19/08/2021 - 08:08
          -1

          I don't care what you think, I gave you a solid proof that these transactions can be qualified as cash advance.

          Feel free go argue with ANZ.

  • [Deactivated] on 18/08/2021 - 14:39
    +1

    Do they take Amex ?

  • me1stt on 18/08/2021 - 14:40
    +1

    Their website supports apple pay on iphone, so good for Zip's 2% cashback I think.

    • TanedaR on 18/08/2021 - 16:58

      Nope you can't. you can only earn cashback by tapping your phone thro zip-linked Google/Apple Pay
      Also you can only withdraw your cashback from zip when it reaches $30
      that means min spending = $30/2%=$1500
      Most annoyingly, they set a deadline every time. You need to spend $1500 by 31 Aug

      • me1stt on 18/08/2021 - 17:06

        I have used apple pay for in app purchase for several times. All got tracked.

        • TanedaR on 18/08/2021 - 17:11

          They change the T&C a bit each time.
          Last time was until 30 June, this time until 31 Aug
          I am not 100% sure as I found the reward meaningless

  • GG57 on 18/08/2021 - 14:42
    +1

    I'm confused as to what the actual 'bargain' is.

    • Poor Ass on 18/08/2021 - 14:44
      +3

      the bargain is that you use the EFTPOS gift card at places that has credit card surcharge but instead pay with SAVINGS

      • GG57 on 18/08/2021 - 14:52

        Ok.
        Not for me then.
        I am with a major bank that issues EFTPOS cards associated with Visa, so I can use either settlement method as I wish.

        • Poor Ass on 18/08/2021 - 14:55
          +2

          I guess you earn credit card points by buying this gift card with a credit card when you don't generally with savings

          otherwise yes you can

          • GG57 on 18/08/2021 - 15:03
            +1

            @Poor Ass: In my view, credit card points are not worth bothering with. On the flipside, I suppose parking some of my money (from either my cash or as credit card debt) with you has a benefit for the provider.
            Can I access my money in cash from an ATM? If so, which provider (e.g. bank) supports that?
            I assume I can't use this card for online purchases?

            It is starting to sound a little like the Indue Card?

            • [Deactivated] on 18/08/2021 - 15:15
              -4

              @GG57: It's EFTPOS, supposedly you can get cash at any Woolies/Coles/Aldi/Auspost.

              Although other brand of EFTPOS cards says:
              The Gift Card can be used to make purchases at any EFTPOS merchant, subject to the merchant’s discretion. The Gift Card cannot be used to withdraw cash at ATM or EFTPOS facilities.

              So I guess trial and error.

              • kelasen on 18/08/2021 - 15:24
                +2

                @[Deactivated]: Last time I tried to get cash out from Woolies using $88 Chinese New Year eftpos gift card, I couldn’t.

                • [Deactivated] on 18/08/2021 - 15:25
                  +3

                  @kelasen: yeah, this one says

                  Your eftpos Gift Card can be used to make purchases at merchant that accepts eftpos, subject to the merchant’s discretion. Your gift card cannot be used to withdraw cash.

                  bummer

            • Poor Ass on 18/08/2021 - 15:45
              +2

              @GG57: it's not a bank card it's a gift card… no gift cards can ever exchange for cash unless it's a Bunnings <$10 change from a gift card

              I was like aiming for:

              1. buy EFTPOS gift card with credit card earn some points
              2. use the EFTPOS gift card as savings to avoid cc surcharge at some retailers
    • LuckyDrew on 18/08/2021 - 14:45
      +2

      It’s like cash with more steps?

      • Craze on 18/08/2021 - 15:47

        How so? Don't think this will allow you to withdraw cash as mentioned above

        • LuckyDrew on 18/08/2021 - 15:54

          Yes, but the money you use to buy this card can be withdrawn from your bank account and then used to buy things at places that accept eftpos if you are particularly worried about fees.

          • GG57 on 18/08/2021 - 16:10
            +2

            @LuckyDrew: Or you could just use your bank-issued EFTPOS card? Without tying up any of your money in another 'account', or waiting for a 'gift card' to be delivered.

  • paultiffen on 18/08/2021 - 15:53
    +1

    Great for paying bills at the post office?

    Hard to do in bulk though

    • Poor Ass on 18/08/2021 - 15:57
      +1

      $200x5 is the max

      they can split unless you are paying something big to avoid credit card surcharge

    • USER DC on 18/08/2021 - 16:58
      +2

      Can this be used to pay ATO at post office ?

  • hotdish on 18/08/2021 - 16:06
    +6

    Lol at the people who cant see the utility in this deal. perfect for anyone trying to get their "spend $3000 in 3 months" quota for all those credit card points deals out there. Thanks OP.

    • GG57 on 18/08/2021 - 16:12

      Ok, I hadn't thought of that scenario (and neither has OP based on discussions above).
      But is 'utility' a bargain?

      • Poor Ass on 18/08/2021 - 16:19
        +1

        I thought I covered it when I wrote

        1. buy EFTPOS gift card with credit card earn some points

        sorry mate :( I've failed

        • hotdish on 19/08/2021 - 00:43

          OP, you da real MVP dot gif :P

      • hotdish on 18/08/2021 - 16:27
        +2

        Current HSBC credit card deal, $0 annual fee, spend $3000 in 3 months, get $500 in free gift cards. i suspect that $500 of gift cards is utility to most people. This in effect is a bargain because with most eftpos pre-paid visa/debit cards, you're slugged a processing fee ($5-10 bucks) and in effect this helps people delay needless purchases to hit their spend, without spending money on stuff they dont need.

    • [Deactivated] on 18/08/2021 - 16:16
      -2

      Yeah, as if buying from merchant whose whole business is to sell gift cards won't trigger your bank's cash advance rules.

      • Poor Ass on 18/08/2021 - 16:20
        +1

        never been an issue with me and I buy 5 digits worth each year using credit cards

        • [Deactivated] on 18/08/2021 - 16:25

          I believe you. But your luck might not extend to someone else.

          • Poor Ass on 18/08/2021 - 16:26

            @[Deactivated]: I think maybe it's just with bank issued credit cards… but non bank issued cc'd haven't had an issue. who knows you might of jinxed me haha

      • DrRalph on 18/08/2021 - 22:41
        +1

        It will not 'trigger your bank's cash advance rules.'

        You really need to stop posting false informationabout how these cards work.

        • [Deactivated] on 19/08/2021 - 08:03
          -1

          The only "false information" I posted is an excerpt from one of Big 4 banks terms and conditions.

          You can chose ignore it or not, but unless you have something tangible to prove I'm wrong I'd suggest you watch your mouth with accusations like that.

  • BBF on 18/08/2021 - 16:44

    This is not useful to me, but I'll give it a plus, as I see the value.
    Better than most of the ebay deals with unicorm eligible items clauses.

  • USER DC on 18/08/2021 - 16:54

    can this be used to pay taxes at AusPost ?

    • Poor Ass on 18/08/2021 - 17:16

      if it accepts savings then yes

      • USER DC on 18/08/2021 - 17:19

        Does the Eftpos card have a pin ?

  • Networks919 on 18/08/2021 - 17:48
    +1

    This is nice for those who want points and the shop doesn't accept Amex. Eftpos seems like it is only in-store however, and I cant use it online.

    • USER DC on 18/08/2021 - 18:03
      -1

      In a way it also means it is safer aka less susceptible to online fraudulent transactions

      • GG57 on 19/08/2021 - 10:06
        +1

        …less susceptible to online fraudulent transactions… in that it can't be used online?

  • gadgetguy on 18/08/2021 - 18:31
    +1

    My Amex explorer has a 10 x bonus points offer for payment via a digital wallet (Google Pay, Samsung Pay etc). I think this will quality.

    • hotdish on 19/08/2021 - 00:44

      if true, jackpot babbbbbby!

  • jasperthegoat on 18/08/2021 - 21:41
    +1

    With this, I think we are really only saving $7.95 (the cost of Express shipping). If one were to OPT for Standard Shipping it is free.

    • Poor Ass on 18/08/2021 - 22:57

      You thought wrong the free shipping is a bonus but not the main incentive/s

  • coolsteps on 18/08/2021 - 23:35

    ordered 1 Eftpos200 and 1ï„… Eftpos 30 added promo code but it still comes up as free standard shipping at check out . paid with apple pay linked to zip got 2 % back. anyone get free express shipping to work?

    • ssdexecutor82 on 19/08/2021 - 01:51

      is there a way to pay by google pay linked to zip pay for the 2 percent cashback?

      • coolsteps on 19/08/2021 - 13:16

        yes google pay is listed at check out too as Express checkout along with Shop Pay. has anyone tried Shop Pay is it free and safe? i know you can add amex to it but does it offer a buy now pay later option for Australia or just in the USA?

        • ssdexecutor82 on 19/08/2021 - 14:20

          could not see google pay at checkout as a option?

          • gadgetguy on 19/08/2021 - 14:58

            @ssdexecutor82: It's on the first page - before final checkout.

          • coolsteps on 19/08/2021 - 17:41

            @ssdexecutor82: it appears near the end of checkout process shop pay and google. note i was using chrome desktop maybe different on phone

            • ssdexecutor82 on 19/08/2021 - 23:57

              @coolsteps: found it but is asking me to add a credit card even though i have google pay set up with zip pay already?

              • coolsteps on 20/08/2021 - 11:11

                @ssdexecutor82: for zip i think you,ll need to use your mobile phone like i did with apple pay dont think zip will be an option via desktop?

                • gadgetguy on 20/08/2021 - 22:23

                  @coolsteps: Moot point now…

                • ssdexecutor82 on 24/08/2021 - 00:41

                  @coolsteps: got a android phone keeps asking to add credit card even though i have google pay setup on phone with zip pay added

  • coolsteps on 19/08/2021 - 13:37

    interesting might give it a try. ref https://www.shopify.com.au/blog/shop-pay-installments

  • FredAstair on 19/08/2021 - 20:52
    -1

    Tried buying more than one type.
    I oukdnt gt ut to turn to the home page..
    ??

  • kelasen on 20/08/2021 - 19:57
    +1

    I think the party is over. It doesn’t deduct the card fee and charge express fee now.

  • coolsteps on 20/08/2021 - 22:21

    yes shame i planned to buy some more this evening now theres a card fee and
    EXPRESS doesnt work. no more deal for me. ill have to wait for the next card deal at coles or woolies i guess.

    • Poor Ass on 21/08/2021 - 07:55

      Yeh sucks it must of been ozbargained

      Worked when I posted

  • ssdexecutor82 on 24/08/2021 - 00:42
    +1

    Should have kept this more quiet

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