Afterpay - Unable to Approve Your Order

auMouth on 11/06/2021 - 21:23

With eBay having a 15% off special for Afterpay payment on many items, I could save $130 on a NAS I've been eye'ing off and waiting for good pricing. I just signed-up to Afterpay, and have an "Est. available to spend $600". During eBay checkout with Afterpay, they want to take $300 now, and 3 x $150 f/nightly future payments. Accept/Continue, and Afterpay says "Sorry, we're unable to approve your order.".

OK, I get that they probably think it's risky, and thus denying the purchase. My question is, from others experience, is how long and what do you need to do to clear this and be able to make purchases in the scenario I describe above? Would it be months and lots of small Afterpay purchases/transactions?

Financial

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Afterpay
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Comments

  • triviums on 11/06/2021 - 21:41
    +1

    The NAS is $750 right?

    If so, that is why it is being denied. You are going over $600. NAS needs to be $600 or less.

    I don't remember how long it took for my limit to increase, but lots of purchases and paying off on time will help to increase limit.

    • jjjaar on 11/06/2021 - 22:55
      +1

      Hmm interesting.

      I was in a similar situation but it was approved. My first afterpay purchase was about 850, I ended up paying 400 on the down payment then 150 for the remaining 3 payments.

      • triviums on 11/06/2021 - 23:01

        Oh ok, never mind then ignore my comment.

    • bazingaa on 11/06/2021 - 23:43
      +1

      can't OP use giftcard to reduce total payable to $600 and buy it with afterpay?

      • follow on 12/06/2021 - 01:13

        yes

      • auMouth on 12/06/2021 - 12:45

        Hmm, I didn't think split payment types/methods were possible on checkout when using payment method specific discount codes

  • Pimpiticians 4 Life on 12/06/2021 - 00:17
    +1

    Afterpay sucks just get a friend or family member with afterpay to do the transaction and then reimburse them. Chuck them an extra tenner depending if your a tightarse or not.

  • pantsparty on 12/06/2021 - 08:12
    +1

    Pay for it on a credit card or debit card instead?

    • auMouth on 12/06/2021 - 12:44

      No 15% afterpay discount code then

  • Bal on 12/06/2021 - 10:11

    Which NAS are you trying to get?

    • auMouth on 12/06/2021 - 12:42
      +1

      DS920+

  • peter05 on 13/06/2021 - 09:10
    +1

    This company is hell to deal with, during last sales I paid off all my owing amounts to keep buying more and ended up spending around 2k on a new account and they banned me for suspected fraud. Their customer service was like talking to a wall in terms of helpfulness and spent around 16 emails to get it sorted

    I wouldn’t bother if this sale hasn’t come up

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