Are Bank Transfers Chargeback-Able?

zjz93 on 02/06/2021 - 19:53

I am selling a laptop that I don't need anymore on gumtree. Buyer wants me to ship to Queensland from NSW and is willing to pay via bank transfer. Is this a safe payment method that can protect me from chargeback fraud?

Financial

Comments

  • Hybroid on 02/06/2021 - 19:55
    +1

    GUMTREE = CASH ON COLLECTION.

  • jayboi on 02/06/2021 - 19:57
    +6

    Member Since
    26/06/2019

    I cannot believe it! Have you even heard the phrase
    "GUMTREE = CASH ON COLLECTION. GUMTREE = CASH ON COLLECTION. GUMTREE = CASH ON COLLECTION. GUMTREE = CASH ON COLLECTION. GUMTREE = CASH ON COLLECTION. GUMTREE = CASH ON COLLECTION. GUMTREE = CASH ON COLLECTION."

  • mbck on 02/06/2021 - 20:07
    +1

    They will send you a fake bank transfer/paypal/whatever they use confirmation.

    Cash only

    • zjz93 on 02/06/2021 - 20:07

      Thanks for the advice

  • John Kimble on 02/06/2021 - 20:08
    +2

    Chargebacks relate to credit cards only.

    There are almost equivalent ways a person can try to recover bank transfers, but it's not the same.

  • hentabara on 02/06/2021 - 20:18

    Will paypal protect seller?

    • FireRunner on 02/06/2021 - 20:22
      +4

      They're much more likely to side with the buyer

  • raptormesh on 02/06/2021 - 21:22

    If you don't need the $$ urgently then wait for someone who will pay cash.

  • [Deactivated] on 02/06/2021 - 21:43

    They can pay by a check that bounces, or deposit at an ATM, but not have any money. So it is possible for money to appear in your account, but not clear.

    • thatonethere on 02/06/2021 - 23:26

      Or pay from a stolen/fraudulently accessed bank account… sometimes that transfer can be reversed

  • Quantumcat on 03/06/2021 - 10:06
    +1

    It is reasonably safe but not 100%.

  • pegaxs on 03/06/2021 - 11:24
    -1

    I'll wait until your next post about being scammed on Fartbook/Scamtree before I respond…

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