130,000 Flybuy Points for HCF for 10 Months Worth It?

AussieDaddy on 30/04/2021 - 11:50
Last edited 30/04/2021 - 12:11

Hi. Flybuys is offering me 130,000 points if I join HCF and stay for 10 months. I don't have a private health cover and don't know if these points are worth it. Also, there's a 2 month waits waived on extras if I join by Friday 30 April 2021 (today). Is this good or nah? The main reason I would ever join a private health cover, if I ever do, is for dental work, so have no idea if this insurance company is good in that department. Would appreciate if folks who are with them, or have been with them, share their experiences here. Tia

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Comments

  • SF3 on 30/04/2021 - 11:54
    +1

    10 Months Worth It?

    https://www.pointhacks.com.au/flybuys/promotions/

    HCF is teaming up with flybuys to offer up to 130,000 flybuys points on selected policies. That’s worth $650 at Coles Supermarkets, or perhaps could be converted to more than 65,000 Velocity Points down the track.

    I think you mean HCF, and not HFC (An nbn™ Hybrid Fibre Coaxial)

    • AussieDaddy on 30/04/2021 - 12:10

      Lol! Yeah, HCF. Will fix it now.

    • prisonmike on 30/04/2021 - 12:13

      Healthy Fried Chicken from Grilld

      • SF3 on 30/04/2021 - 12:14

        In that case, I'm in!!

  • Drakesy on 30/04/2021 - 12:04
    +1

    Do the comparison between insurers,
    Spending $6000+ on a premium would be pretty hard imho, how big's your family?(that's $100+ a week), could easily save the $650 by shopping around.

    Annual premium Total points Flybuys dollars+
    $6,000+ 130,000 pts $650

    • AussieDaddy on 30/04/2021 - 12:12

      Thanks. It's just me. Not married and have no kids. I might just stick to my Medicare and pay up for the annual dental work then.

      • Drakesy on 30/04/2021 - 12:23
        +1

        The Up To in the offer should be what you focus on.
        These offers have been going on for a while and very few of them are ever worth it. They'll always recoup the benefits paid to you in some way.

        Singles are more likely to get ~14-20,000 points.

        • AussieDaddy on 30/04/2021 - 13:43

          Ta. Yeah, will give this a miss.

      • onetwothreefour on 30/04/2021 - 13:18
        +3

        have no kids

        Username does not check out

        • AussieDaddy on 30/04/2021 - 13:44
          +3

          You can still be a daddy with no kids. ;)

  • jimbobaus on 30/04/2021 - 12:48
    +2

    If they can afford to give you points worth $650 then you probably overpaying imho

  • tsunamisurfer on 30/04/2021 - 12:49
    +1

    Join private health only if you want to be covered for all the things and get a decent rebate and MLS exemption.

    The points and the dental work rebate (almost all have caps) is probably not going to cover the whole premiums.

  • jsa on 01/05/2021 - 05:30

    Yesterday HCF offered me $200 gift card 2 months after joining or $400 after 4 month's.

    • xixia on 18/07/2021 - 16:58

      Is this a public offer or you have to call them to get this promo? Thanks

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