Scrolling through marketplace, I've seen so many people selling brand new unopened computers specially MacBooks on Facebook marketplace. I've been scratching my head wondering why. What gives?
Selling Brand New Computers on FB Marketplace?
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- They have them legitimately for sale
- They are selling stolen items
- They are lining people up for a scam
4 . They want others to talk about them on OzB.
5 They bought them on sale and are trying to flip them typically OzB'r
Same with lots of brand new watches. Entry/ mid luxury models like Tag Heuer
Most scams, and some if you enquire they direct you to a website selling them at normal price
selling brand new unopened computers specially MacBooks
Could be a salary sacrifice via work purchase? Selling off to cash in :)
Easier and way better scheme to just to return the item to Apple, you’d have 14 days in which to send the forms in and receipt saying you owned the laptop to save the taxes, then return it during Apple’s free returns period.
save the taxes?
Salary sacrificing a laptop at my work, you don’t pay GST or marginal tax rate on it. I can salary sacrifice a phone, laptop, tablet and smart watch every FBT year.
Say I pay $2000 for a laptop. I send the receipt into my sacrificing company and they will refund me the full cost of the laptop ($2000).
They then charge the amount of the device without GST ($1,818) to my pre-tax salary. So if I normally earn $6,000 pre-tax (after 32.5% bracket nets me $4,000 post-tax in my bank), I would only earn $4,182 that pay slip pre-tax and receive $2,822 in my bank that fortnight.
However, they’ve also paid me the original cost of the laptop being $2,000. So my net pay that fortnight is actually $2,000 + $2,822 = $4,822. That $822 would normally disappear to income tax.
So at the end of this if you were to then go back to the store and sell the laptop, you’d get your original $2,000 back for it but the tax has still not been paid so you effectively pay less income tax. If that makes sense I probably explained it averagely haha
@Pelicannn: Is this the same as salary packaging with a cap of $9000 per year. As a worker for a hospital, I can package my mortgage, etc. Do you know if I would be able to salary sacrifice a laptop on top of the cap?
Thanks
@Amaris: It’s dependant on your employer so I couldn’t specifically comment sorry. My work actually doesn’t have a salary sacrifice cap for a lot of stuff, I could go and buy a top of the range MacBook at $8,000 and salary package it and there wouldn’t be any questions from my employer’s point of view.
If you go to smartsalary.com.au I think you can select your employer and they can tell you what you can package.
@Pelicannn: Thanks. Will have a look.