I'm wondering if there are any comprehensive car insurance companies who don't require me to provide the full name and address of the other fault driver?
I heard around on the internet a long time ago that some specfic insurance company just requires proof of the incident happening showing that you are not at fault, along with a police incident report number… and the insurance company will go after the registered car owner to nominate a driver.
Note: I need this type of insurance as there are too many hit n runs both on the road and at carparks
Sounds strange….. If you do not have the other driver's details then you pay the excess. If you have the other driver's details and they are at fault then you do not have pay. If both parties blame the other for the fault then you need to find a witness and supply their details to the insurance company. The police in most cases do not get involved unless someone is injured and if they do then someone should be booked and that person will be the faulty driver in 99.9999% of cases hopefully.
If you want poof then buy a dashcam as they will record the incident and hopefully prove you or they are at fault.