Reminder to drain/top up your ING account for the night to be just $1 more than your previous month

Donaldhump on 31/03/2021 - 18:27
Last edited 31/03/2021 - 19:41

reminder to drain your ING account for the night to be $1 more than your previous month

Poll Options

  • 11
    Thanks for the reminder
  • 13
    I can't be a$$ed
  • 19
    I'm so rich my balance only goes up
Financial

Comments

  • watwatwat on 31/03/2021 - 18:46
    +2

    Why isn't your money invested in stonks?

    • Donaldhump on 31/03/2021 - 18:56

      80% is, and i stuffed this up so by tommorow 90% will be

  • JIMB0 on 31/03/2021 - 18:46

    Mines already less than at the end of last month. Looks like I'll miss out my $1.23 of interest this month.

  • jimbobaus on 31/03/2021 - 19:23

    But they have already started the new process so doing that means no bonus interest for next month.

    • Donaldhump on 31/03/2021 - 19:32

      How so
      If it is one dollar more than your balance at 28 feb, should be ok

      • jimbobaus on 01/04/2021 - 09:03

        OP has changed the title… it originally said to drain the account…. this would of meant no interest for April

  • SF3 on 31/03/2021 - 19:35

    drain your ING account for the night to be $1 more than your previous month

    Don’t you mean top up, credit or increase… drain is debit, decrease.

    • Donaldhump on 31/03/2021 - 19:40

      Depends if your balance is currently above or below this amount. Both apply

      My balance last month was $533, currently 50k, so I’m draining it to make it $534

      • SF3 on 31/03/2021 - 19:42
        +1

        Ah ok, you mean to make sure to adjust +/- so it is just +$1 from last month’s balance?

        • Donaldhump on 31/03/2021 - 20:22

          Yes I adjusted title, but figured people would already have as much as possible in there as best savings rate.

  • Neoika on 31/03/2021 - 19:38

    Pay off Zip Feb balance.

  • deme on 31/03/2021 - 19:52

    $1 or $0.01

  • subywagon on 31/03/2021 - 19:55

    Damn, just blew $1k…

  • dingdong3000 on 31/03/2021 - 19:57
    +2

    I've left my SM account under 100k and left it alone then make 1c transfer at start of each month..plus the usual in and out 1k transfer

  • bargain huntress on 31/03/2021 - 22:58
    +1

    What account actually pays interest?

  • bongom on 01/04/2021 - 08:41

    I tried your work around and now my account is stating that I didn't meet the eligible criteria for March to receive bonus interest in April even though all the criteria have green ticks? My balance on 31st March was greater than the balance on 28th Feb, and I added the money back in on the 1st March and removed on 30th March.
    I thought I understood the criteria or the bank is not playing nice?

    • Donaldhump on 01/04/2021 - 08:48

      yes ING is utter shit, they show you are ineligible even though are and apparently it will fix around lunch

      this bank has become complete horse shit last 2-3 years.

      • bongom on 01/04/2021 - 09:00

        Thanks. I've already moved the money to my other account as I don't really trust them to play ball. I think I'll end up in the can't be a$$ed category?

    • avoidfullprice on 01/04/2021 - 08:57

      The next criteria will be an increase of average monthly balance. Just watch

    • Magic Mirror on 01/04/2021 - 08:58

      If you have green ticks on all the criteria then you should be safe. The main status should change to eligible later today.

      This happens every month on the 1st. ING is unable or unwilling to fix this problem and it always causes confusion.

      • bongom on 01/04/2021 - 09:02

        Thanks. I'll check later today before considering sending the money back from my other account to ING?

      • Donaldhump on 01/04/2021 - 09:20

        Yeh they told me it hasn't updated yet. Talk about a shit house UX.

        I transferred it to macq bank whilst on the phone to them, I hope they have cash flow problems, I really despise them now.

      • bongom on 01/04/2021 - 14:10

        Yeah! It's fixed now but doesn't leave me with a lot of confidence.
        Now to complain about the $50 referral credit that hasn't appeared in my account?

  • mjuice7 on 01/04/2021 - 09:57
    +2

    dingdong3000 is right. only has to be 1c to get your rightful interest on your money from this ING scam. must have employed some turds from the big 4 in upper management. the hilarious thing is the way it was presented to their customers. "we asked for it & they listened." what a load of shite!

    • Donaldhump on 01/04/2021 - 10:00

      yeh 100% horse shit they listened.

    • AncientWisdom on 02/04/2021 - 11:41
      +1

      They listened to some dumb advice. The truth is with all the customers they got thanks to barefoot they probably couldn't care less about the few of us that got pissed off.

  • bargain huntress on 01/04/2021 - 11:57

    what ing accounts are you all talking about?

  • CyberMurning on 23/04/2021 - 08:58

    We need another reminder soon.
    so to be exact:

    last day of the month (in the morning just to be safe) move all but "last month balance+interest+$1" from SM to OE.
    first day of the month (in the afternoon just to be safe) move back from OE to SM

    thats it ? so easy to trick ING… yes losing 1 day interest or maybe 2 days if weekend

  • wsqwin on 30/04/2021 - 12:07

    Time to play around your savings now guys.

  • CyberMurning on 30/04/2021 - 12:27

    yes i will "reset" mine to $25 by end of april (today) and end of May, and after that, increase slowly by moving back and forth between SM and OE on the last day of the month

    lucky have MACQ honeymoon rate 1.35% so will keep it in there for a month

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