Can You Still Use eBay/Woolworths/Coles Gift Cards to Purchase Other Gift Cards?

Ldogbot on 06/02/2021 - 06:06
Last edited 06/02/2021 - 06:10

Hello ozbargainers. I want to "buy now, pay later" a DeLonghi air conditioner at Good Guys. I cannot get the model I want anywhere as they're exclusive to Good Guys, so I would have to afterpay one of the aforementioned gift cards in order to do so. Good Guys only offers LatitudePay which I heard is a terrible service and my credit would be declined instantly as I am on welfare.

Because Afterpay does not offer Good Guys giftcards, I was wondering if there was a loophole that would allow me to purchase from Good Guys using afterpay to buy other giftcards? Any info would be much appreciated.

Financial Gift Card

Comments

  • kyle on 06/02/2021 - 07:26
    +1

    Instead of Afterpay, use the credit card attached to Zip to buy the gift cards?

    • dogbot on 06/02/2021 - 08:06

      I would need to sign up for Zip pay for that, and it would be unlikely that I would pass the credit check due to being reliant on welfare and being unemployed. Thanks though.

      • hmac on 06/02/2021 - 11:02

        maybe buying an aircon is not a necessity? Maybe save up money first?

        • dogbot on 06/02/2021 - 11:18
          +2

          I live in a part of Australia where it's nearly 32-42 degrees celsius everyday. My existing portable AC died recently and the heat is unbearable. I really need to get one ASAP.

          Saving up the money would take too long in this dreading heat. I don't have much income and out of a job since COVID, so I've been heavily reliant on afterpay for my essentials.

          • WreckTangle on 06/02/2021 - 14:30
            +1

            @dogbot: Thats pretty hot for Sydney

            • hmac on 06/02/2021 - 16:09

              @WreckTangle: Are you based in the western region NSW? like past dubbo and all? The weather has not been anywhere like that anywhere in NSW, particularly Sydney.

              saving probably is the best option as you will rack up afterpay late payment charges, costing you more. If you can't afford it, don't buy it yet. Many people live with just fans too

              EDIT: reply is for dogbot

  • Neoika on 06/02/2021 - 08:55

    Zip Pay does a soft check, no income threshold required.

    I would rather believe many people using LP are terrible rather than LP itself.

  • Flying Ace on 06/02/2021 - 09:42
    +1

    Klarna is similar to Afterpay, and allows you to generate a card to use anywhere and pay it off over 4 instalments. I've stopped using Afterpay and only use Klarna now.

    • dogbot on 06/02/2021 - 10:13
      +1

      I had no idea this existed. Gonna check it out. Thanks heaps :)

      edit: "we will perform a semi-hard credit check"

      R.I.P. Klarna's a no go too.

      • Flying Ace on 06/02/2021 - 11:16

        You can't just give it a go? You might be surprised what they will allow through.

        • dogbot on 06/02/2021 - 11:20

          I gave it a try about half an hour ago. Was instantly refused. Tried Zip as well and they also declined.

          I don't have a bad credit history. Seems these lenders take being reliant on welfare very seriously.

  • avoidfullprice on 07/02/2021 - 09:03
    +1

    Have you considered / are you eligible for the No Interest Loan Scheme for the low income?

    https://moneysmart.gov.au/loans/no-or-low-interest-loans

Login or Join to leave a comment
Login Join