When was the last time you handled cash?
Are you still using cash? or you gone cashless?
If you have gone cashless why?
If you haven't why not?
Do you agree that one is more aware of his/her spending if paying with cash?
Are You Still Using Cash or You Gone Cashless?
cisco on 05/01/2021 - 22:02
Last edited 06/01/2021 - 09:11 by 1 other user
Last edited 06/01/2021 - 09:11 by 1 other user
Poll Options
- 536Cashless
- 217Cash
Comments
What is a whip around?
An impromptu collection of money from a group of people, in order to fund some joint enterprise.
About 60% card 40% cash. Always have around $100 in my wallet.
Cash is ideal for criminals, tax dodgers, problem gamblers and COVID-19 super-spreaders. Also that dodgy cash only sushi joint where the rolls are always a bit too warm.
what's CASH?
Cash as much as possible.
If we stop using it, our government will take it away from us - as their recent (now dropped) attempt shows.
When that happens, citizen democracy is effectively over.
With drivers license on phone, going walletless as well
Same can’t wait until WA gets Digital ID we’re always the last state to get things to make our lives easier.
This. Have been cashless for about 2 years and walletless for almost a year (whenever it was that NSW allowed licenses through the app).
Once or twice I've gotten into trouble so keep $20 in the car.
I went cashless a couple of years ago when we got Apple Pay and haven’t looked back. I don’t even take my wallet out which can be a pain for places that must require ID but being over 40 that rarely happens haha
For regular supermarket runs and such Apple Pay is great! But have to say cash is king.
I stopped carrying cash ages ago. Tap n Pay is just so much easier.
I prefer cashless, but it's not always reliable (networks dropping for instance, seen even McDonalds not having working eftpos a few times a year). Always got a bit of cash on hand, but you can keep your damn 5 cent coins!
It is all fun and games, until we go cashless by law and government can easily freeze bank accounts on demand and transaction fees go from 1%-2% to 50%+…
90% of my transactions are done with card but to say that cash is useless and we don’t need it anymore is like shooting yourself in the foot and saying you can walk anyway.
Also, Scumtree and FB Marketplace - CASH IN HAND ONLY OR YOU DESERVE TO GET SCAMMED!!!
Government could also say cash is no longer valid.
Its slowly happening like no more cash purchases over $10k from a business, trying to reduce tax fraud etc. How long before that is $5k?Agree, its a slippery slope.
10k? What do you need 5k for? 2.5k is plenty, most people dont go above 1k anyways. You should be thankful you can still pay up to $500, tho you are probably are a drug dealer if you are paying $250 cuz most people dont even use $100!
$50 is all you need my friend!Also,
reduce tax fraud
This is the biggest bs excuse from the government. As if criminals will stop doing cash transactions just because government said so.
- Hey bro, I got a “product” for sale for $50,000, are you in?
- Nah mate, government says we can’t do business with such huge cash amounts :(
- Awwww shucks bro, the government really cracking down on our black market eh :(
Cashless for over 4 years now I think.
Bought a slimline carbon fibre card holder to replace a wallet and reduce the amount of cards and crap I carry, that was the turning point as I refused to carry notes and change after that.
Then with iphone/watch the contactless payment from those has really reduced any need for cash.
I had furniture delivered last year and they said they'd only take cash for the delivery cost, they arrived but refused cash and wanted card in the end (COVID?)I mostly use card but I always have a bit of cash somewhere.
Where? Under the carpet or inside the pillow or inside the fridge door?
Always have about $50 in notes and a $1/$2 coin. Doubt the Asian bakery can afford eftpos on a 40c roll.
Although I don't think I've used more than $50 in cash in the last year.
Some places I go to are cash-only. I had been caught (embarrassingly) unable to pay. I still carry cash for this reason.
Shopping trolley coin locks needs to made obsolete.
Bloody councils mandates them in some subsurbs!
Had cash on hiatus since the early concerns of surface transmission of a certain virus (and have continued that mainly as a courtesy to those who still have concerns, especially retail workers) but do hope to return to routine use of cash.
I like the day to day convenience of electronic payments but there are certain principles that keep cash in the mix for me. Partly has to do with maintaining the right not to share all my habits with banks and card schemes and avoid merchants building profiles from data-matched records (and yes, that's notwithstanding all the other methods of tracking that now exist). Another aspect is not keeping all my eggs in one basket - there have been multiple instances of electronic payment system outages, be that on the customer or merchant side, and oftentimes the person with cash can continue business as usual while the cashless person is left to vent on social media. That temporary inconvenience highlights something more vital - maintaining a resilient payment system as a backup to those that are relatively centralised, interconnected and vulnerable. Cash is low-tech and highly distributed.
Just used some cash yesterday for two Gumtree pickups - $20 for big train track set for kids; $10 for 9 tiles and 1 ridge cap. I had to negotiate the first one down from $25 to $20 (with another reason) because I didn't have a $5 bill on hand and it would have taken a bit of time scrounging for coins around the house (I had deposited all the loose coins pre-COVID).
Cash, always. I'm a hospitality worker in a single hated fine dining restaurant and my tips are given to me as cash each week in a envelope, last week $600+. My pay goes into the bank, and cash is what I use to take my family out for the day. School items, car repairs, house improvements all cash. I walk out of establishments that wont accept cash.
Today spending
- $26 cash at butcher
- $35 cash at a fishmonger
- $45 CC for fruit & vegies
- $5 cash for a bread roll at bakery
- $150 cash for car service at a local mechanic.Cash still king where i live.
We have seen our crystal ball that it will be 100% cashless.
Aldi cash, anywhere that charges fee cash. I'm not giving anyone extras for fees. No fees = cashless
Anyone you don't trust giving credit details also cash
Cash so the government don't know what pizzas I'm eating
I have always tried to be as cashless as possible. I hate carrying cash. I lived in New Zealand for about 4 years between 2006-2010 and it was a lot easier over there to not carry any cash. I usually keep $50 in my wallet at most just in case, it almost entirely goes to Bunnings' sausage sizzles.
I have had reward credit cards since I started Uni almost 20 years ago, might as well get something back for money I'd spend anyway, I don't see any benefit to using cash.
Had moments where I forgot my wallet on the way to uni. Being able to use cashless payment on your phone is a lifesaver, sadly though student IDs haven't gone digital yet so I had to wait for people to unlock the door for me to enter the building.
I use my watch for pretty much all payments, but I buy my fresh food from market stalls where I need cash. One time I didn't take my wallet to the markets and had to go back and get it! I don't take my wallet everywhere anymore, except when I'm driving for ID.
Just waiting until they make the license digital, once that's done it's just me and my phone.
When was the last time you handled cash?
last week
Are you still using cash? or you gone cashless? If you have gone cashless why? If you haven't why not?
i do both, a hybrid system. love cash. use cash when appropriate like classifieds, markets. cashless; no way to pay cash online, and some places i like to get out of quick.
Do you agree that one is more aware of his/her spending if paying with cash?
yes and no?… cashless you have a nice written log of everything that requires no discipline or time to create like with cash. cash you hold the mulah in your hands and maybe feel it more when you hand it over?
A few days a go I used cash.
Credit card for most things but I feel like half a man if I don’t have $100 in my wallet.
That moment when you're in a smooth moving line at Aldi and then someone pays with cash
I opt for cards wherever possible, it's hygienic, convenient, you can track your spending precisely, makes returns and refunds much easier, you can keep everything tucked into your phone case (rather than lug around a coin sack/lumpy wallet/pocket full of dirty coins, etc.). I only use cash when there is no other option, which has become very rare in Melbourne nowadays.
There are many small, dodgy businesses that demand a surcharge for cards, but by nature we avoid returning to them, if we can. Supposedly that is passed on from their banks or machine providers, but in many cases the surcharge is well beyond reasonable. In the longer term, this situation looks like reversing (i.e. I expect in the long term, we will be penalised for using cash instead of cards), since banks have for a while charged us fees for depositing coins or converting coins to notes, (some don't if you are one of their customers), it seems cards are increasingly preferred for pretty much everyone. Now even homeless people are using QR codes, for digital donations!
Cashless since 2018. There's some odd moments like workmates whip-around.