Gift cards are that really just preloaded EFTPOS/VISA/MASTERCARD cards

Hi team,

I have a raging suspicion that a high percentage of gift cards these days are really just preloaded EFTPOS or VISA/MASTERCARD cards.

(a) Is there any way to tell? I have a HOYTS card here and the number is 5021 XXXX XXXX XXXX YYY so it could plausibly be a prepaid mastercard, where presumably YYY is the CVV.

(b) Should we start a list of which cards are or are not?

(c) What sort of reactions do you get trying to use giftcards at Coles etc?

(d) Is it true that Woolworths does not accept preloaded Mastercards?

Thanks.

Comments

  • +2

    A while back now there was a deal posted on here for a free four-pack of Canadian Club Dry Lime or something. It turned out it was just a preloaded Eftpos card for $16. The local bottleshop actually refused to serve me when I presented it (even when I was trying to purchase what it was intended for). They were pretty much dicks to me about it, actually. So I just went to the self-service checkout at Coles and bought $16 worth of groceries.

    So yeh just use self-service and there's no issues with being declined.

  • I just tried to use a Canadian Club $16 eftpos card that I had leftover at dan murphys to buy something and it was declined saying 'contact bank' so I paid cash for my purchase, then went to Woolworths and tried to redeem it at self serve checkout towards the purchase of the Christmas turkey ,and same thing happened!!

    Wanted to see if you can just take the cash out of it as well, by going to st george ATM but you can only take out a minimum $20 unfortunately.

    it is still valid, I checked it on the website. so not sure what is going on there.

    • I think I have mine still floating around. Didn't it expire a couple of months ago?

      • +1

        nah if you check on giftcardplanet.com.au it still shows that it has $16 balance

        I think it has 12 months to use it, so it should still work.

        • Thanks. I will try to find it and give it a go.

        • let us know if it works :)

  • I guess that would mean that if you could buy those gift cards at a discount, you could get your groceries, etc at a discount (more than the normal max discount of 5%).

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