Pay $100 More for Qantas Car Insurance for 17,500 Points, Is It Worth It?

Lyellowfever on 17/10/2020 - 12:19
Last edited 17/10/2020 - 12:45

Qantas has an offer for bonus Qantas Points if you switch over to them, however their annual premium is around $100 more expensive than Budget Direct, for like for like comprehensive insurance. Same excess.

Qantas offers 17,500 points on insurance premium of $850

However Budget Direct is around $750 premium, no points, but if I pay using my existing credit card I get 0.75 points per $ spent = Only 562 points

Is paying $100 more through Qantas worth the 17,500 points you reckon?

Links here
https://insurance.qantas.com/car-insurance/promotion/car-121…

https://insurance.qantas.com/car-insurance/?utm_source=CIM&u…

Poll Options

  • 5
    Yes, worth it if you use Qantas Points in future
  • 26
    No, not worth it
Financial Car Insurance Frequent Flyer Insurance Qantas Frequent Flyer Reward Points

Related Stores

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Comments

  • bloom on 17/10/2020 - 12:26
    +2

    Nah, get a Qantas point credit card
    Westpac is 90k with first year free

    • yellowfever on 17/10/2020 - 12:29

      yes I am getting that too. But want to keep maximising points on other deals aswell

      • bhunter101 on 17/10/2020 - 22:40

        Do you cancel credit cards after the points credit?

        • yellowfever on 18/10/2020 - 09:47

          Depends on what other deals are available and if I need the card.

    • prankster on 26/10/2020 - 08:46

      Link ? I can’t see an westpac deal where u get 90k and no fee in first year

  • DrRalph on 17/10/2020 - 12:33

    No.

  • vikvance on 17/10/2020 - 12:42
    +3

    Depends if you are collecting Qantas points to use on flights (worth it) or on shopping (not worth it).

  • Some Guy on 17/10/2020 - 13:49
    +1

    I'd say it's a "just acceptable" premium to pay as I rate 20,000 QF points about $100. No hit to credit rating too might be a clincher.

  • Duckie2hh on 17/10/2020 - 14:49

    No

  • hm on 17/10/2020 - 15:15

    No

  • spitfire6 on 18/10/2020 - 00:39
    +1

    No. Better try that 20k wws rewards deal. Price beat plus 10k qff and 10% off.

  • casho on 27/10/2020 - 14:48

    Just buy Qantas wine for points. More fun

  • itsmehuey on 06/11/2020 - 00:41

    Qantas won’t even insure my car… looking for alternatives to Suncorp who I am currently with.

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