I am looking for Home and Content Insurance. Content Insurance should cover Jewelry, Laptops up to 100K.
Please suggest insurer who can cover more jewelry in the contents. Thanks in Advance
Home and Content Insurance QLD
jpramkish on 07/09/2020 - 23:32
Comments
There is a limit you can put on the online quote. If I add 100K it is not giving quote. I am looking for insurance company where majority of Ozb purchased. Thanks
With jewelry, what we did was itemise each item with photos and valuation and listed it out separately in the contents insurance. Most insurers allow addition of listed items to the policy.
Can you please name the insurance company? I tried few but they are having set limit on the claim
I've got it through RACV. Again, each item needs to be listed/declared separately with photos provided along with valuation. It also increases the premium as they need to take into account the declared items.
Am I the only one that gets a little annoyed when people come here and try to offload their work onto others? Especially when it's clear they've made no effort whatsoever to try do it on their own.
Many insurers are giving max insured amount of 1000 per item. When I put 100K in the contents then the companies wants to call them for quote. I am looking for the insurance company where they can replace the original value not the limit set by them.
Why not let them call you and sort it out that way then.
I have already done that but they are putting limit on each item.
I am looking for a bargain from Ozbargain who might have done this before without any restriction on item and can claim full value as per valuation certificate
My current insurer and did not realised about the limit on each item. Now I am looking for another insurer where I can claim full amount.
What do you mean? You set the value of the contents when you get the policy.