[Solved] How to Use Beemit on Yourself? (AKA How to Do The ING 5 Purchases)

TheLaserSonic on 27/08/2020 - 17:24
Last edited 27/08/2020 - 21:34

As the topic says.

When I was searching for ways to do the ING 5 purchases for its increased savings rate, many Ozbargainers suggested using Beemit as a way to have 5 transactions, without having to pay any money.

So I downloaded the app, but I'm dumb and am not sure how to utilise this loophole. Obviously Beemit wouldn't let me transfer money from my own account to my own account. Do I have to set up a new account to do the loophole? Can I set up a new account on my same phone?

And, I'm wondering if there are any better ways to do the 5 purchases now, in the same way Beemit does, I mean. I hear Paypal came out with it's own service called Xoom, but it won't allow AUD to AUD transfers.

Financial

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Comments

  • Melb69 on 27/08/2020 - 17:26
    +4

    How do you not manage to make 5 transactions in a month?

  • Neoika on 27/08/2020 - 17:27
    +1

    Transfer to another debit card. You can add up to 3 debit cards.

    • TheLaserSonic on 27/08/2020 - 20:00

      How exactly do you do this? I've added my other bank debit card, but I'm not sure how to transfer to it.

      • Neoika on 27/08/2020 - 20:02
        +1

        You should see 4 options:

        Let's
        pay transfer
        request split

        Be careful of HSBC Debit Card. It needs some balance on it.

        • TheLaserSonic on 27/08/2020 - 20:06

          Hey, it worked! Thanks!

          I don't really go out much, so that's why I have a bit of a problem meeting the quota.

  • Godric on 27/08/2020 - 17:30
    +2

    Sometimes i just do x3-4 split payments of .10 cents via self serve if i find my self with a day or so left.

    • hoey888 on 27/08/2020 - 17:40

      Self self checkouts at Woolworths and Coles are good places to try also

      The attendants may frown why it takes so long to make purchase of a few items but the receipt goes to the moon and back….

      • Godric on 27/08/2020 - 18:09

        Self self checkouts

        Oo, Never heard of it, will have to keep an eye out for it next time ;P

        No but that was what i was referring to, every now and then i'll get asked but i'll just flash the bright orange ING card and they tend to get it straight away

  • bdl on 27/08/2020 - 18:34

    I paypal 5x $1 payments into utility bills every month :)

  • holdenmg on 27/08/2020 - 18:54

    I addressed this in my post @
    https://www.ozbargain.com.au/node/558493#comment-9145638
    in the thread:
    https://www.ozbargain.com.au/node/558493

  • naisuda on 27/08/2020 - 20:28

    Another option is sending a friend 5x $0.01 transactions via PayPal.

  • djones145 on 27/08/2020 - 21:08

    send me 100 bucks 5 times
    ill promise to send it back
    promise

  • tebbybabes on 27/08/2020 - 23:16

    May I just ask, is there a reason why there are quite a few workarounds with making these 5 transactions? I mean, wouldn't it be easier to just make use of it like an everyday card? Or are there cards/institutions that are better suited for everyday use?

    • kerfuffle on 28/08/2020 - 06:57

      In this case, OP claims they don’t go out much

  • edreamer46 on 06/10/2020 - 08:36

    beemit transfers is solving 5 transaction problem but not $1000+ deposits problem.

    • cpho on 09/10/2020 - 02:04
      +1

      The $1000 doesnt mean your balance has to increase by +1000. Just put it in and take it back out and recycle.

      [ $200 transfer in, $200 beemit out ] rinse and repeat five times and you're done.

      • edreamer46 on 09/10/2020 - 14:17

        cool thanks

      • Aniseed Steed on 10/10/2020 - 09:23

        By far, the most elegant and easiest solution to killing two birds (5 transactions + $1000 deposit every month) with one stone.

  • lightfoot on 17/11/2021 - 01:12
    +1

    The beemit method doesn't seem to work.

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