Looking for a diversified ETF out of the Vanguard list. 51 with family.
Are any of these worth considering? Looks like the conservative folio is the only one that has done anything or am I looking at it incorrectly.
Which Vanguard ETF?
Melb69 on 07/04/2020 - 20:28
Last edited 07/04/2020 - 21:02 by 1 other user
Last edited 07/04/2020 - 21:02 by 1 other user
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7-15% interest per annum? Even on $500,000? How?
Return - share price return + dividends. Not interest.
It's a percentage it doesn't really matter how much you put in.
Yes its possible - if long term average is 7-9% but this includes the up as well as down there will be some years with much higher than this average. Since we're currently in the big decline at least for the next few years probably looking at good gains coming out of the woods.
Exactly - I got a return of about 20-22% last year in an ETF but then look at this year.
It's not interest - it's a return, there is risk involved.
Look at return over a three year period, rather than twelve months. (And past performance is no guide to future performance).
Yep
VAS or VTS
esp right now
Wouldn't VAS be better than VTS at this stage out of those 2.
That is up to you to decide chief its your money
The trend for both are at least going up again. No doubt it will be going up and down in the short term.
@Melb69: If you are investing in EFT for the short term then perhaps you might not know what your doing and you should stay away from the market
@Trying2SaveABuck: I meant that for the moment it will be rough, but for the long term it should be a good thing to get into while it is low.
I reckon VDHG. It's a diversified fund and tracks multiple indexes (Aust shares, international shares etc) in a defined proportion. It's automatically rebalanced as well over time although the extra fees in VDHG are essentially the convenience fee.
However, it really depends on your risk profile.
+1 for VDHG. Vanguard Diversified and High Growth.
Yes 20 year old son is in that one. Maybe not for me.
VDBA - for a balanced portfolio - 50% shares 50% bonds
VDCO - for a conservative portfolio - 30% shares 70% bonds
The only thing I don’t fully get about VDHG is what stage you stop buying it as it’s their longer term fund. When you are 40 do you stop buying and go for medium risk? Or is idea to keep it until you are 60 and sell it all and buy bonds
100 minus age = bonds %
Is it better to buy them pre stock exchange opening like tonight or wait till the market opens. Whats the best practice? I can put in a buy price tonight and just let the market sort itself out on opening. Plus I'm working tomorrow anyway and wont be able to look at it till lunchtime if I'm lucky.
It's always best to avoid buying (or trading) in the first and last 30 minutes of the trading day. It's pretty much to allow the markets to fully open to get an appropriate price of the ETFs.
I'm not quite certain but I vaguely remember hearing on the Motley Fools podcast that the best time to purchase ETFs are around 11am-2pm. (can't quite remember the reason for it though..)
OK. Will just check during my break. Munch on some sandwich and plug a few K away for a rainy day. Oh the joys of life.
Thanks all for comments. In the end we went for VAS.
I've read about how with VDHG you don't need to rebalance, is this right?
Newbie here - So with VAS one would need to do what exactly? Can you just keep buying more VAS, like how people describe VDHG?
ETF*
There has been a massive decline lately so the conservative one is the only one that looks like it's returning positive - but if you stick with that in boom times you'll get 1-2% whilst everyone else gets up to 7-15% PA
The rule is 100 minus your age in bonds so for you something like VDBA but it of course depends on what other assets you have and your risk appetite.