After hearing on the TV last night that one bank waived the Break Costs for Fixed homeloans for a client, and cut their rate to 2.19% to assist them in these financially difficult times, I'm wondering if anyone has had any luck?
I'm also keen to know what the best ING Bank Variable rate people negotiated for their loans ? I managed to get mine down to 2.93%, but wonder if they had more room to move if I pushed harder ?
ING have stitched me up on several occasions the last couple of years too. They finally budged on Tuesday and give me 20bps off….give them a shot right now before the valuations start catching up with reality.
We're at 2.78% with ING "Mortgage simplifier", down from ~3.2% when we refinanced last year. 240k owing on a 370-420k property (though the way things are going that number might drop…)
Ouch, they're advertising some seriously low rates.
I'm with TicToc on 2.54% variable, but very tempted by the ING offer above or the ANZ 2.19% + $4k cashback + broker cashback offer. Going to message TicToc about it now to see if they can do anything better, but I don't see them splashing out cashback to retain a customer so…
ING have always always told me to bugger off when requesting reductions to more competitive rates. My balances are pretty small though so it's not like I've got any clout. I'm very much looking forward to refinancing elsewhere when the time comes to purchase another IP.