Hospital Cover Only Health Insurance Review - 2020 (Is $120 Too High for Hospital Cover Only?)

yjun355 on 15/03/2020 - 01:29
Last edited 15/03/2020 - 01:54

Hi all,

I am on Bupa for hospital cover only and for email for increased premiums:

The premium you pay for your Corporate Hospital Saver Level 3 - Silver Plus policy will increase on 1 April 2020.

It will be $120 with corporate discount (excluding government rebate).

Just curious on what you guys use for hospital cover (don't need extras). I've had bad experience in past where I bought really cheap dud policy from NIB which actually didn't cover for anything. I had to pay for all expenses when I went to private hospital.

Just need standard hospital cover (no pregnancy, etc). Unless $120 is the norm nowdays in terms of what you expect to pay? I haven't reviewed in years.

Health & Beauty Health Insurance Insurance

Comments

  • [Deactivated] on 15/03/2020 - 01:44
    +1

    That seems pretty cheap for a silver plus policy ex rebate.

    I’m with Medibank on a bronze plus policy, $206 per month with 8.3% rebate for family cover.

  • kizashi on 15/03/2020 - 06:54

    It is not that simple just looking at price and asking if you are paying too much. You need to look at which state you live, single or family requirement and what inclusions or exclusions are in the policy. I suggest you look at this Australian Government site to do you own comparison and get a non biased view. https://www.privatehealth.gov.au/dynamic/search/start

    If wanting to save a few dollars, I also suggest look at joining a non profit smaller fund that has the same benefits. I have previously been a member of Bupa (is a for profit fund) and a corporate member of HCF (is a NOT for profit fund) and switched to a smaller Not for profit fund because of premium savings I could make.

    • yjun355 on 15/03/2020 - 07:20

      Thanks.I will check it the Gov sure. Could I ask which not for profit you switched to?

      • kizashi on 15/03/2020 - 10:25

        I'm with Latrobe Health. Mildura Health Fund also seems competitive premiums. But you will need to check yourself if this is the case for you.

  • Diji1 on 15/03/2020 - 12:37
    -2

    As any country with a private health care sector has demonstrated, the private sector is a ripoff. This is because it's goal is to make as much money as possible while minimising costs as much as possible.

    A ripoff which provides worse health and economic outcomes for the country compared to nationalised healthcare.

    "Who is going to pay for it?" is a talking point that people learn from the news.

    And that's bullshit: Australia has hundreds of billions of dollars for illegal wars.

    No one was bringing up that talking point as Australia spent hundreds of billions of dollars committing war crimes overseas over the past 15 years.

    • CMH on 15/03/2020 - 12:54
      -1

      Was going to upvote reading the first 3 lines.

      Then the crazy kicked in on line 4.

    • benny082 on 15/03/2020 - 15:15

      Whats the difference between a legal and illegal war? and who decides? and which ones have Australia been in?

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