Wife had a medical (dental) procedure done overseas which went horribly wrong. Now we are having to remedy that in Australia which is estimated to cost us $25-$30K.
Wife went into severe depression and off work since. I am running the family on single income now and also paying for her dentist fees. The major procedure will take place in couple of months time. At the moment I have $14k worth of credit cards. I have been recently refused a credit card probably I am at limit due to the home loan. We recently bought a house and on a two years fixed term loan with no offset account option.
What are my options now? Can anyone please give me some suggestions. I know I couldn't write as well/detailed I needed to but but any sort of advice would be greatly appreciated.
Why on earth would you want another credit card, you’d be better off getting a personal loan for the procedure because the interest rate will be lower. Is there any chance you can get it done on the public system/Medicare because it’s a severe case which affects quality of life?