Stockspot Vs Six Park Vs Vanguard ETF - VDGR Diversified Growth Index

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Stockspot

• 

  nubix on 17/02/2020 - 22:50

  If you're not nearing retirement, VDGR is too conservative and maybe be better off with VDHG

  Personally I'm all in on VTS.

  • 

    akyeeeahdude on 18/02/2020 - 10:27

    +2

    VTS is domiciled in the US - have you instead considered IVV which is domiciled in Australia? Fee is only marginally higher on IVV (0.04% vs 0.03%). It also results in the return being higher in IVV vs VTS due to tax.

    • 

      nubix on 19/02/2020 - 10:08

      +1

      good idea. mostly because lazy. afaik after the W-8BEN, the tax works out to be the same.

      IVV has been performing better too :{

      • 

        akyeeeahdude on 19/02/2020 - 10:41

        As you know both funds replicate the S&P 500 - I'm not 100% sure on why IVV is returning higher but I note that it's performance figures are higher than VTS since IVV was domiciled in Australia so I assumed that the difference was a result of tax.

        https://www.blackrock.com/au/individual/products/275304/isha…

        Effective 7 September 2018, the Fund was restructured from a U.S. domiciled ETF to an Australian domiciled ETF. Performance figures shown prior to this date are based on the NAV of the U.S. domiciled iShares ETF converted from USD to AUD. Performance figures shown after this date are based on the NAV of the Australian domiciled iShares ETF in AUD. The restructure did not impact underlying exposures.The Fund’s benchmark is calculated gross of withholding tax prior to the restructure and net of withholding tax after the restructure.

        Personally I'm split four ways - IVV, IJH, IVV and NDQ.

        *Not advice.

        • 

          His_Holiness on 19/02/2020 - 13:45

          +1

          @akyeeeahdude: VTS doesn't track the S&P 500 it tracks the US total market

          • 

            akyeeeahdude on 19/02/2020 - 14:07

            @His_Holiness: Wow - didn't even notice that. Thanks mate.