ANZ credit card travel insurance - book refundable qantas flight to activate the insurance and then cancel it later?

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ANZ

• 

  Ughhh on 08/02/2020 - 14:14

  +2

  Check your PDS if you want reliable answers.

  From memory, I don't think it covers 6 months.

  • 

    Sausage811 on 08/02/2020 - 14:32

    I have checked it and it says the cover ends if the return leg is cancelled. I was more just wondering if anyone has done this before.

    • 

      Ughhh on 08/02/2020 - 20:07

      You didn't check, otherwise you would see

      If you have met all the criteria listed under Part A - Eligibility &
      Activation of Cover before leaving Australia, cover is available
      under International Travel Insurance for your journey for a
      period of up to six (6) consecutive months for cardholders,
      their spouses and/or dependants.

      • 

        Sausage811 on 08/02/2020 - 20:14

        Thanks but I know it covers 6 months, that’s not my question

• 

  TheMindsetTraveller on 08/02/2020 - 17:40

  +1

  What is the cost of travel insurance if you paid for it separately? Might it be better value if the cost is less of the credit card's annual fee.

  • 

    Sausage811 on 08/02/2020 - 18:41

    Thanks - that’s a good point. I haven’t looked as in the first year the fee is $0! Then $87

• 

  scozbargain on 08/02/2020 - 18:14

  +1

  If you get a refund on the "refundable (flex) Qantas flight to return in around 7 months time from Auckland - Melbourne" you will deactivate the insurance as you didn't make the purchase. Honestly, you would be better just buying travel insurance and then you will know you are covered.

  • 

    Sausage811 on 08/02/2020 - 19:16

    Thanks for the reply. I’m thinking of keeping the flight until I’m back in Australia and then cancelling it (so could book a return flight 10 months away).

• 

  stirlo on 08/02/2020 - 21:25

  +1

  You don’t need to spend $250 on flights to activate just on travel expenses…

  Why would you need travel insurance when you haven’t yet spent $250? And why would you not just spend the first $250 on the ANZ card to activate it?

  I doubt you will get out of the country without spending at least $250 in advance so as long it’s spent on the ANZ card you’re covered…

  Also note that the “activation” on their website simply provides a written note based on the answers you give, it doesn’t actually activate the policy, to activate the policy you simply need to spend the $250.

• 

  Meho2026 on 09/02/2020 - 07:40

  Oh god yeah. Keep doing stuff like that to ruin it for everyone