Hi all,
My car was parked in its designated spot in the residential unit. FYI, the whole building owned by a single owner and managed by one real estate agent/strata. I am a tenant.
Please refer to attached picture. rusted downpipe falls on my car, left-hand side mirror of my car has been broken with few scratched on the front left door.
Contacted a real estate agent for them to accept liability and repair my car under their insurance. Agent denies liability by saying "it was an accident, contact your car insurer and fix it"
I have set an excess amount of my insurance is $2000 to reduce insurance premium as I am confident for my driving. I am hesitant to go to insurance just in case I will have to pay an excess.
I am with Woolworths car insurance. They asked me to check with building management first, if they are taking liability then I don't need to lodge a claim with my insurance.
Whose liability is this?
What option do I have?
Please advise. Many thanks
If just the side mirror, get a qoute for a new one from dealer + paint + installation and give it to building management, then just get a 2nd hand and put in on yourself, takes 10-30mins.