Outright iPhone Purchase or Plan

miller0 on 21/11/2019 - 20:46

Hi All,

Looking for suggestions on how to acquire a new phone, in the cheapest possible way.

I currently have two options: Either purchase a new phone outright (iPhone 11 Pro) and remain on the same free monthly plan, or recontract my wifes service, and I use the handset. Her phone is still OK and not in need of an upgrade.

Upgrading my wifes plan is going to cost an additional $62pm over 24 months or $41 over 36 months.
In this case, this makes the cost of the phone $1,499 over either term.

Can anyone see any flaws in my calculations? The best deal right now would be to recontract my wifes phone and pay the extra, rather than fork out $2,000. Even a $2,000 purchase over 36 months is $55 or $83 for 2 years.

Mobile

Comments

  • funnysht on 21/11/2019 - 21:08
    -4

    "Looking for suggestions on how to acquire a new phone, in the cheapest possible way."

    Buy an opppo or huawei

    • Daabido on 21/11/2019 - 21:19
      +1

      Raid the phone recycling bin.

    • RockyRaccoon on 22/11/2019 - 08:26
      +1

      Or go to spec savers and read the subject heading first with your new specs.. 😀 (iPhone purchase….)

  • Daabido on 21/11/2019 - 21:22
    +3

    Just make sure there are no financial catches with your wife's plan by calling them up and stepping through what you are planning to do. Telcos are generally not in the business of losing money.

  • GeneralKeen on 21/11/2019 - 21:42
    +4

    Cheapest way? Do Sim hopping and literally paying nothing every month, and get an outright phone

  • CyberMurning on 21/11/2019 - 21:47
    -1

    You have other option. Buy non apple.

    • ThithLord on 22/11/2019 - 08:49

      Op probably wants a superior phone that will receive updates throughout it's life, as well as will hold resale value and doesn't become a useless piece of sh#t after two years. Ya dig?

  • raptormesh on 21/11/2019 - 22:01

    How much data do you use every month? Cheapest with minimal effort would be to buy an iPhone with cashback/discount + TRS and use the boost yearly prepaid if you can survive with about 6GB per month.

  • [Deactivated] on 21/11/2019 - 22:33

    Easy descision if that is the phone you want which I have too . Plan you are getting it $500 cheaper but with the new contracts you would have to stay on it for the 2 years or they will charge you the full retail I think.
    I was already on a new Telstra $50 plan with $10 discount and they added the cost of the phone monthly over 2 years.

  • Kangal on 21/11/2019 - 22:35
    +1

    Step 1: Check how much data you NEED
    Step 2: Check which iPhone model you're happy with
    Step 3: ???
    Step 4: Profit

  • RockyRaccoon on 22/11/2019 - 08:24

    You tell us how much extra the cost is on your wife’s plan, but we have no idea what she is already paying and for what data/calls she gets. Boost on a 12 month plan with 80gb/pa and overseas calls averages on sale about $14 a month.

    If your wife’s plan is similar but you pay $40 a month, then the $25 a month more for a similar service works out at more than $600 , so it’s cheaper to buy outright.

  • Skramit on 22/11/2019 - 08:45

    Depends which carrier you're with and if you want to change.

    Telstra's iPhone plans are horribly expensive and they don't subsidise the cost of the handset any more.
    Optus has better value plans but it's Optus's substandard coverage if you live rural.

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