Westpac Credit Card Promo Code Wanted for Balance Transfer for Existing Customer - October 2019

Lmuke7 on 16/10/2019 - 13:48
Last edited 16/10/2019 - 18:29 by 1 other user

Hi Everyone,

Just checking if anyone has any recent promo codes or offers for a Balance Transfer for an Existing Westpac Credit Card (i.e a code or offer that has been mailed or emailed to them from Westpac)?

I rang them and they offered me 6.99% for 12 months using code "REF12" - which is pretty ordinary since I had an offer from ANZ a while ago for 0% for 18 months with no balance transfer fee!)

I found a 2.99% offer for 12 months using code "WABM4", but that was only valid for January this year I believe. So if anyone has any recent codes or links sent to them it would be greatly appreciated if you share it!

Thank you in advance!

muke7

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Comments

  • temporiser on 18/10/2019 - 09:22

    I would like to know as well

  • muke7 on 14/11/2019 - 12:52
    Merged from Westpac Credit Card Promo Code Wanted for Balance Transfer for Existing Customer - November 2019

    Hi Everyone,

    Just checking if anyone has any recent promo codes or offers for a Balance Transfer for an Existing Westpac Credit Card (i.e a code or offer that has been mailed or emailed to them from Westpac)?

    I rang them and they offered me 6.99% for 12 months using code "REF12" - which is pretty ordinary since I had an offer from ANZ a while ago for 0% for 18 months with no balance transfer fee!)

    I found a 2.99% offer for 12 months using code "WABM4", but that was only valid for January this year I believe. So if anyone has any recent codes or links sent to them it would be greatly appreciated if you share it!

    Thank you in advance!

    muke7

    • Downvoter on 14/11/2019 - 13:25
      -3

      Member since 16/10/19 - 2 posts.

      • dust on 14/11/2019 - 14:21
        +4

        Member since 19/04/2014. 0 posts.

        What's your point?

        • Downvoter on 14/11/2019 - 17:29
          -2

          Should have read as comments instead of posts.

        • muke7 on 15/11/2019 - 15:40

          and cheers to you too Dust!

    • BLAIL on 14/11/2019 - 14:49
      +1

      Try WAALB - Sister used this last year for 0% for 12 Months. No idea if it would work now.

      • muke7 on 15/11/2019 - 15:22

        Cheers ICISIDIR, I'll give it a crack & see if it works!

      • muke7 on 21/11/2019 - 10:40

        It worked - 0% BT for 16 months (2% BT Fee). Thanks again ICISIDIR!

  • Baysew on 15/11/2019 - 15:54
    +1

    Try 80kHYI

  • sydneygirl on 15/11/2019 - 17:01

    where would you put these codes? I have a westpac business altitude card

    • muke7 on 21/11/2019 - 10:39
      +2

      Log into into your internet banking, click on your credit card account, and choose balance transfer from the menu (under "More"), click "continue" on the next page, then at the bottom you can enter the code WAALB in the promotion code box. Click anywhere outside the box and it should read "The following offer has been applied: 0% BT for 16 months (2% BT Fee). My card is a westpac low rate visa, but it may work for yours too!

      • Garrettau on 21/11/2019 - 14:28

        Is it only on desktop site? I used iPhone to login but no such option

      • sydneygirl on 23/11/2019 - 21:59

        thankyou!

  • BLAIL on 01/12/2019 - 15:01

    Can confirm WAALB still works as of December 2019

  • actinium227 on 13/01/2020 - 02:19
    +2

    Confirm WAALB still working Jan 2020

  • Leviathan13 on 22/02/2020 - 11:40

    Confirm WAALB still working Feb 2020
    To access the more option I used Android mobile, Westpac internet banking in latest Chrome browser with desktop site ticked on.

  • MarsTitan on 23/02/2020 - 02:49
    +1

    Try GMA30. 30 months 0% with 2% fee.

    • Shan12 on 19/05/2020 - 11:22
      +3

      Thanks mate.. GMA30 still working in May 2020

  • h4lcyon on 23/04/2020 - 19:41

    Anyone found a code that does include a fee?

  • burningrage on 22/05/2020 - 12:41

    PAAAP works. 0% 16 months but 2% BT Fee.

  • DaHuntz on 18/07/2020 - 13:25

    Does anyone know any code still valid as of July?
    I have tried all above codes and none is valid except the REF12 which is 6.99% for 12 months.

  • Simap on 26/10/2020 - 09:27

    Hi

    When I Log into westpac internet banking, click on credit card account, and menu (under "More"), I do not see any link to Balance Transfer. There is also no balance transfer option under Services menu? Do you have the same issue? Is there any other option to do BT for existing Westpac customers?

    • DaHuntz on 03/11/2020 - 12:40

      The BT option is back on Westpack online banking and the default rate will be 6.99% for 12 months :( if anyone has any luck with any promo, can you please PM me?

  • skrvadivel on 29/10/2020 - 01:22

    Even I am looking for a balance transfer option with Westpac as one of the existing bt is nearing expiry. I don't find any option to apply bt over the internet banking/mobile app. If I call their customer care, does Westpac offer balance transfer?

    • DaHuntz on 03/11/2020 - 12:40

      The BT option is back on Westpack online banking and the default rate will be 6.99% for 12 months :( if anyone has any luck with any promo, can you please PM me?

  • skrvadivel on 03/11/2020 - 21:51

    You are awesome @Chardy. 6.99% rate will certainly save me $$$ when compared to the default balance transfer revert rate of 20%+. if you happen to find a working promo code, please PM me as well.

    • DaHuntz on 04/11/2020 - 11:41

      Glad I could help. I called ANZ and they have 0% 12 months but with 3% BT fee.

  • Simap on 10/01/2021 - 15:42

    If anyone has any recent promo codes or offers for a Balance Transfer for an Existing Westpac Credit Card with 0% interest (i.e a code or offer that has been mailed or emailed to them from Westpac)?

  • Leviathan13 on 11/02/2021 - 16:54

    1.99%

    Balance transfer rate for
    18 months,
    with no balance transfer fee.*
    Apply before 25 March 2021
    with promo code WA199.

    *Available when you transfer up to 80% of your available credit limit (minimum transfer $200). After 18 months, you'll be charged interest at the variable cash advance rate on any unpaid transferred balances. Offer ends 25 March 2021.

    • damoffa on 19/03/2021 - 12:30
      +1

      Thank you!

  • skrvadivel on 29/04/2021 - 23:45

    WA199 has worked and was able to move balance from 6.99% to 1.99%. thank you.

  • elloraymond on 22/11/2021 - 14:38

    Did anyone successfully transfer the balance from 2 credit cards to their existing Westpac credit card?

    Westpac T&Cs: "You can transfer amounts of $200 or more from up to 2 credit cards…"

    However the website doesn't appear to have a function to add a second card

    • sii on 04/12/2021 - 17:48

      Think you will have to make a second balance transfer application. For every card or transaction. Previously had 4 active balance transfers on my west pack card. Don’t think they actively enforce a limit.

  • silenthillrocks on 06/12/2021 - 08:03

    Does anyone know what the current bt rate is without a promo code?

  • skrvadivel on 24/02/2023 - 23:29
    +1

    Any westpac balance transfer promo code with no balance transfer fee for existing customer. The default appears on the online banking is with 2% fee.

    • silenthillrocks on 25/02/2023 - 08:50

      Still cheaper than other loans

    • Leviathan13 on 25/02/2023 - 12:44
      +1

      20 month Balance transfer with a 0.99% p.a. rate.*

      0% balance transfer fee applies.

      Apply before 30th April with promo code BTK12.

      *Available when you transfer up to 80% of your available credit limit (minimum transfer $200). After 20 months, you'll be charged interest at the variable cash advance rate on any unpaid transferred balances. Offer ends 30th April, 2023.

  • skrvadivel on 25/02/2023 - 20:52
    +1

    Thank you so much.

  • Leviathan13 on 03/08/2023 - 15:35
    +3

    Balance transfer with:
    0.99% p.a. rate*
    + $0 balance transfer fee

    Apply before 13 October 2023 with promo code BTK19.

    *Available when you transfer up to 80% of your available credit limit (minimum transfer $200). After 24 months, you'll be charged interest at the variable cash advance rate on any unpaid transferred balances. Offer ends 13 October 2023.

    • Wozza32 on 01/11/2023 - 00:35

      Just missed out on this BTK19 offer. Was hoping BTK20 would be available as a follow up, but no joy.
      Are there any other Westpac promo codes any of my fellow OzBargainers would be willing to please share with me?

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