I have question regarding car insurance in Australia.
- I have a third party property insurance cover.
- If i drive neighbours car which can have third party or comprehensive cover.
- I get into accident due to my fault.
Which insurance is liable to pay for damages to the neighbours car and the other car?
In US my third party car insurance would have covered damages to neighbours car as well as the car I hit. Because in this case both cars are third party properties and my insurance has covered for third party property damages if i am at fault while driving a vehicle.
Same thing is also applicable on rented cars in US.
I want to know what will be applicable in Australia in such a situtation?
Insurance is attached to the car not the driver. To be covered driving your neighbours car you need to be a named driver or have their policy cover any driver.