Is There a Way to Find out Your Own Credit Card Details? I no longer have the physical card, but the account Is active

Porker on 08/07/2019 - 18:02
Last edited 09/07/2019 - 07:43

Hi all,

I recently made an online purchase using my 'saved' credit card details on their website.

After completing the purchase, I have realised that I don't recognise the last four digits of the credit card used. I know, silly me as I thought it was my reserve credit card, as opposed to my two daily cards. Upon checking, it's not my reserve card or daily ones but clearly one that I have as the transaction was completed - I must have input the details onto the website at some point in the past.

I have no idea (can't recall) what the institution the card could be from.

Is there a way to find out how many cards I have? Last thing I want is the balance to become outstanding, get letters, affect credit rating etc etc.

All I know from the website is the last four digits and the expiry information.

EDIT: Culprit was my savings/debit card. This card has no credit statement as such, so it was confusing me how a VISA purchase option could exist and yet I not be able to monitor it (in the same manner I do my other cards with statements). Thanks all for the responses and leads.

Financial

Comments

  • spackbace on 08/07/2019 - 18:04
    +3

    Is there a way to find out how many cards I have?

    Umm really? That's a thing? You have so many credit cards you've just forgotten what you have against your name?!

    • Porker on 08/07/2019 - 18:11

      Trust me, I can't believe this exists myself. I have 3 cards mentioned that I have relied upon in recent past, such that in my mind, no other ones exist.

      • [Deactivated] on 08/07/2019 - 19:14

        Have you ever opened an account with ING?

  • qwerty on 08/07/2019 - 18:08

    I think the only option is waiting for a statement from them i dont know how you can do anything with 4 random numbers and an expiry date

    for the other cards you could try calling all the banks / lenders you think you opened accounts with but without paperwork / credit card numbers they wont talk to you

  • Baysew on 08/07/2019 - 18:11
    +1

    Check old statements.
    Wait for new statement.
    Check online banking.
    Obtain credit check.

  • orangetrain on 08/07/2019 - 18:14

    Transaction went through? You really should have closed your old credit card accounts because they can pull a CBA and impose account holding fees or similiar.

    Chase up all your old credit card providers and cancel the accounts. Hopefully one of them will point out the pending charge.

  • Randxyz123 on 08/07/2019 - 18:59
    +2

    Do a credit check? It will show you how many inquiries have been made maybe you'll be able to match the ones in your wallet

    What website?

  • Nutrino on 08/07/2019 - 19:04

    Wot? Post of the day. Popcorn time!.

  • dylanando on 08/07/2019 - 19:13
    +3

    Check credit score. All your credit cards should be listed

  • bobbieb on 08/07/2019 - 19:25
    +1
    1. Wait for statement.
    2. Pay balance.
    3. Call card issuer on statement to report card lost/stolen.
    4. New card with new card number issued.
  • BunnyDownDog on 08/07/2019 - 19:46

    Could it be a divipay card?

    How recent was it? If it didn't match any of the cards in front of you at the time, then it's most likely a virtual card.

  • Godric on 08/07/2019 - 21:44

    Do you know the first 4 ish numbers?

  • Cheaplikethebird on 08/07/2019 - 21:55

    Mastercard/Visa Gift Card?

  • Gelato on 08/07/2019 - 22:02
    +1

    Any chance that it could be a debit card?

    Run a credit check on yourself to find out what liability you have…

    • Porker on 09/07/2019 - 07:39
      +1

      BINGO! ^^^ Debit Card.

      • Gelato on 09/07/2019 - 21:40

        Glad you figured it out!!

  • serpserpserp on 08/07/2019 - 22:17
    +3

    Call the adults at the bank.

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