Which Is The Best Home Loan on Offer Post RBA Rate Cut?

Lwimpykid on 14/06/2019 - 14:29
Last edited 17/06/2019 - 14:37 by 1 other user

Keen to know if any banks has passed the RBA rate cut yet. Anyone made any switches and is it worth? Any good offers out that with cash back etc

Financial Home Loan Loan

Comments

  • Gerry H on 14/06/2019 - 14:37
    +4

    from my reading stay away from reduce home loans. too many people say they jack rates after ur in, and discharge fees are high as hell.

  • Ughhh on 14/06/2019 - 14:42
    +1

    Keen to know if any banks has passed the RBA rate cut yet.

    This has been in the news for a week now…it'll appear everywhere if you googled….

  • YLD1 on 14/06/2019 - 14:49
    +1

    Depends (showing variable only)

    lowest is Reduce home loan at 3.19%

    Mortgage house is second at 3.28%
    Athena home loans is good but its meant for refinance only at this stage

    Macquarie bank is 3.44% which is very good for a solid bank

    • wimpykid on 14/06/2019 - 15:04

      Thanks YLD1

    • dcep on 14/06/2019 - 16:15

      Macquarie bank is 3.44% which is very good for a solid bank

      they hiked twice in 12 months to 3.81 for existing customer

      • Gerry H on 15/06/2019 - 06:39

        wow i thought macquarie was a major bank, and they do this too?

      • wimpykid on 15/06/2019 - 07:23

        Twice in a year!! Wow need to be really picky with banks then..

  • Yabadabadoo on 14/06/2019 - 18:25
    +1

    we have small mortgage so found NAB was good as they give you a $2k bonus and 2x Free signature credit cards each with 90k quants points for a rate of 3.49% with no ongoing or setup fees at all. Free offset and redraw as well.

    • Ughhh on 14/06/2019 - 18:31

      But $395 annual fee?

    • Islund on 14/06/2019 - 19:46

      Is this at a branch or through a broker

    • Gerry H on 15/06/2019 - 06:53

      wat size is ur mortgage? amazing ur getting 3.49 with a small mortgage, but small mean different things to different people.

    • wimpykid on 15/06/2019 - 07:24

      This sounds unbelievable - you sure no ongoing fees and free offset?

      • xsacha on 16/06/2019 - 20:36

        On website it is 3.54%

        3.49% is for first home buyer only (fixed with 4.79% comparison)

  • wimpykid on 15/06/2019 - 15:59

    Saw a westpac ad too on similar lines - $2k bonus etc
    Missed seeing the interest rate

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