How many direct debits do you have?

LKlasglart on 31/05/2019 - 10:37

Just out of interest, I wanted to see how many direct debits people had as companies move to maintain a 'relationship' with you.

Mine are:

  • Spotify
  • Health insurance
  • Car insurance
  • Mobile phone
  • Gym
  • Netflix
  • Apple storage
Financial

Comments

  • brad1-8tsi on 31/05/2019 - 10:46

    mobile phone
    council rates
    electricity
    gas
    water
    credit card
    internet
    ebay seller account
    paypal low balance
    superannuation monthly voluntary contribution
    opal card x2
    union fees
    Owners corp fees
    there are probably a few more.

  • ScuseMe on 31/05/2019 - 10:51

    Contents insurance
    Car Insurance
    Water

  • beautysnippets on 31/05/2019 - 10:58

    Spotify
    Internet
    Car insurance
    Gym
    Contents insurance
    Pet insurance

  • nocure on 31/05/2019 - 10:58
    +2

    Mortgage
    House insurance
    Car insurance
    Mobile phones
    Rates
    Electricity
    Netflix
    EBay
    Godaddy
    Dominos
    Foxtel
    Gun club
    Gun license
    Etoll
    Nbn
    Racq

    • dcep on 31/05/2019 - 11:29
      +1

      DD on dominos ?

      • nocure on 31/05/2019 - 12:40

        Franchise fees

        • dcep on 31/05/2019 - 13:48
          +4

          need 'AMA I'm Dominos Franchise Owner'

        • Skramit on 31/05/2019 - 15:36
          +2

          You've been holding out on us…..

  • theclearout on 31/05/2019 - 11:07

    Electricity
    Gas
    Water
    Rates - Property 1
    Rates - Property 2
    Mobile x 2
    Telstra/Foxtel/Netflix/Mobile bundled
    House & Contents
    School fees
    Health insurance
    Pet Insurance
    Car insurance
    Income protection insurance
    Professional registration fees
    Charitable donation x 1

    They're just off the top of my head - everything that has some regular payments really. Used to pay these using credit card but got annoying every few years having to update all when your new card arrives, had to be replaced, etc.

  • fishball on 31/05/2019 - 11:27

    Internet
    Credit Card X2
    Opal (just in case - but I top up w/ WISH GCs for discount)
    Spotify

    Everything else is manual; left it that way so that I could maximize my spend on cards when I churn CC for points.

  • jimbobaus on 31/05/2019 - 11:33
    +1

    None..
    Don't do direct debit

  • vivmahi on 31/05/2019 - 11:51

    Youtube Premium
    Netflix
    Car insurance
    Gym

    I refrain myself from using DD as much as I can and prefer to pay my dues 2 to 3 days before the due date. I use an app called Just Reminder which alerts me and also use the Google notification which it extracts bill data from my email automatically.

  • apsilon on 31/05/2019 - 12:32

    Internet and Netflix, that's it, and only then because there's no alternative.

    I always try and avoid it as some companies can be a PITA to cancel it once set up.

    • crentist on 31/05/2019 - 14:42

      If you use Paypal for debits, it's easy to cancel without dealing with the company at all.
      Obviously that only works for a few things.

      Other option is a separate card only for certain debits, and be ready to cancel/"lose" it when a company gives you any difficulty.

      • apsilon on 31/05/2019 - 17:22

        The two that I do have are on a low limit card that's not used for anything else for just that reason but it's still easier to not bother setting them up in the first place.

  • Nugs on 31/05/2019 - 14:43

    phone (x4)
    .

  • Skramit on 31/05/2019 - 15:30
    +1

    ALOT

    Easily 20+. I always set up direct debit to my credit card where possible. There's prob a few more that I cant think of at the moment.

    Phone
    Internet
    Foxtel
    Netflix
    Gas
    Electricity
    Car Insurance
    Home Insurance
    Life Insurance
    RACV
    Gym
    Child Care
    Swimming Lessons
    Car Loan
    Home Loan
    Credit Card x 2
    Microsoft
    Road Tolls
    Myki
    Council rates
    Car Registration

    Painful whenever I get a new CCard :D

  • Illian on 31/05/2019 - 16:54

    We don't own a house yet so not too many, although I have to say I'm fully onboard for direct debit, paying everything manually would just be downright silly.
    Car Insurance
    Mobile Phone
    Dropbox
    Public Transit Card
    Toll Tag
    Patreon

  • tess1988 on 26/07/2019 - 00:10

    Water
    Gas
    Electricity
    Internet
    Home and contents Insurance
    Income protection insurance
    Phone plan telstra
    iPad plan telstra
    Apple Watch esim plan telstra
    Foxtel Thru telstra
    Tolls
    Myki and Opal transport cards

    Then I have iTunes which is set up to use my debit card for YouTube premium, iCloud storage, Stan and whatever iTunes movies I rent through the year.

    I have all my DD and iTunes going to one bank account which gets money transfer from another bank account that I get paid into weekly that way in a way I prepay my bills, I could put it on credit card for points but seems like a waste of time updating when new card comes ever 3 years or so

  • Neoika on 26/07/2019 - 07:28

    Only credit cards repayments.

    Setup other ones, you either lose reward points or possible discount.

  • Gelato on 27/07/2019 - 01:12

    Apple storage

    I pay for this from itunnes credit where i bought at 15% off

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