Best Card to Use in New Zealand for EFTPOS Purchases and ATM Withdrawls

DevlicK on 29/05/2019 - 10:55

I'm heading to New Zealand this weekend and am wondering what is the best way to spend / withdraw money.

I currently have the following cards:
- CBA debit;
- Westpac debit;
- ubank debit;
- Westpac credit;
- Amex credit.

I believe all the cards listed above except the ubank card charges 3% forex fee per EFTPOS purchase / ATM withdrawal.

Also not sure what rate the banks will use to do the currency conversion.

I think ubank doesn't have any foreign fees for ATM or EFTPOS, in which case, I think that's the way to go? Are there any particular ATMs to use for ubank in New Zealand?

Travel New Zealand Oceania

Comments

  • Baysew on 29/05/2019 - 11:10
    +4

    This response is for next time and anyone else seeking an answer.

    Cards with No Overseas Transaction Fees

    • DevlicK on 29/05/2019 - 11:19

      So the question I now have is, in particular reference to ubank, which ATMs in NZ charges a fee to the user?

      • StrayfireX on 29/05/2019 - 11:30

        They don't.

        • DevlicK on 29/05/2019 - 11:50

          Perfect!

  • ThatKiwiFella on 29/05/2019 - 11:14

    Any particular need for cash?

    I’d use Westpac just on the basis you can easily pop into a branch if needed

    • ThatKiwiFella on 29/05/2019 - 11:18

      Actually, scratch that.
      When I used my Westpac NZ card in Aus and I had a question, I had to contact Westpac in NZ as Westpac Aus couldn’t access information on my account.

      When you go to take cash out it displays a conversion rate on screen and asks if you want to confirm the rate and proceed with transaction

      • DevlicK on 29/05/2019 - 11:20

        I see.

        To answer your initial question. Not really as I have heard that most places take Eftpos.

        • ThatKiwiFella on 29/05/2019 - 11:22

          That’s right, basically everywhere takes eftpos and there’s usually no minimum spend on eftpos machines like Australia has

  • realfancyman on 29/05/2019 - 15:28

    Macquarie debit mastercard, or if you meet the conditions ING orange everyday

    • DevlicK on 29/05/2019 - 16:16

      Unfortunately, I don't have time to apply for a new card as I am leaving this weekend…

  • Ryk on 29/05/2019 - 20:23

    UBank, no international conversion fee. SAVE 3% ON EVERYTHING.

  • brad1-8tsi on 30/05/2019 - 09:06

    My trip last month I just used my CC everywhere as the ATM charges on my credit union debit card were eye watering. Didn't withdraw cash at all.

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